BUSINESS

The backbone of our economy is built on small businesses and the people that took the risk to start them.  Usually it started with a dream or an idea of how to better serve a market or build a better product.  Wise Insurance Group was started with that same kind of dream.

We understand the importance of having people in your corner that are as committed to your success as you are.  Our commitment to you is to make sure you as a business owner are completely protected without paying for things you don’t need.  Cost containment is as important to us as it is to you.

Wise Insurance Group works with a number of insurance companies to meet your business insurance needs including;

  • General liability insurance
  • Professional liability insurance
  • Business owners insurance
  • Commercial auto & truck insurance
  • Property insurance

Being an independent insurance agency means we have multiple options.  Having options enables us to find you just the right insurance without breaking your budget.

Call or email us if we can assist you with your business insurance needs.

Evie was intimately involved in the transition of by business to the new carrier, and picked up the pieces when I dropped the ball on a couple of critical details. Evie is responsive and service oriented, and nothing ever seems to get her rattled. During my decision-making process, Evie offered several options and assured me she would only recommend policies she would use to insure her own family. Unfortunately, I have had two claims since transitioning to the new carrier and my claim experiences could not have gone more smoothly. I trust Evie’s judgment and have great respect for her as my insurance agent. I would recommend Wise Insurance Group to others without reservation!

Janda E. – Dallas, Texas

GENERAL LIABILITY

General liability insurance is the foundational insurance policy for businesses and nonprofit organizations.  It can be purchased on its own or combined with business property coverage to protect assets such as computers, furniture and more. Business liability insurance is designed to protect an organization from a wide variety of liability issues than may result in a lawsuit.  The insurer is obligated to pay the legal cost arising from a covered claim or lawsuit such as,
  • Bodily injury
  • Property damage
  • Advertising injury
  • Personal injury
The two most common forms of business liability insurance are,
  • Premises liability
  • Product liability
General liability can also be packaged with other forms of liability coverage that extend the protection beyond what a business liability policy covers such as,
  • Product liability
  • Directors and officers insurance
  • Professional liability or errors and omissions coverage
  • Employer practices liability insurance or ELPI
  • Liquor liability
  • Pollution insurance
Wise Insurance Groups works with small and medium sized companies and non-profits to find the right kind of protection to fit their needs and their budget.

BUSINESS PERSONAL PROPERTY

Business property insurance generally is available in three different variations;
  • Business Personal Property: This is insurance that covers the organization’s furniture, computer equipment, machinery, etc. within a leased office or industrial space
  • Building Insurance: This is insurance that covers an owned property such as an office building, strip shopping center, warehouse or industrial space.
  • A combination of both
This coverage can also be coupled with general liability coverage to form a business owner’s policy or BOP. Wise Insurance Group works with a dozen insurance companies to find you the most complete coverage at the lowest possible price.  So whether you own a single building, a strip shopping center, a small or medium sized church or a multi-story office building and all the equipment to go with it, we have the right solution for you.

BUILDING

Business property insurance generally is available in three different variations
  • Business Personal Property: This is insurance that covers the organization’s furniture, computer equipment, machinery, etc. within a leased office or industrial space
  • Building Insurance: This is insurance that covers an owned property such as an office building, strip shopping center, warehouse or industrial space whether you are the sole occupant in the building or lease space to others.
  • A combination of both
Wise Insurance Group works with a dozen insurance companies to find you the most complete coverage at the lowest possible price.  So whether you on a single building, a strip shopping center, a small or medium sized church or a multi-story office building and all the equipment to go it, we have the right solution for you.

COMMERCIAL AUTO INSURANCE

Sometimes the wheels of commerce operate on real wheels.  Products need to be delivered, service people need to be dispatched to a client’s site, people carried to a destination and goods distributed. Wise Insurance Group writes commercial vehicle insurance for all kinds of vehicles including;
  • Taxi cabs
  • Limousines
  • Valet Services
  • Commercial contractors
  • Tow trucks
  • Delivery trucks, vans & cars
  • Courier services
  • Semi or tractor / trailers
  • Independent owner operators
  • Service fleets
  • Truck fleets
Coverage can be written to cover both liability and physical damage whether deliveries are in-town, across the state or nationwide, Wise Insurance Group has the commercial vehicle insurance you need.