Author: Evie Wise

There’s been an interesting shift in some of the builder’s risk and vacant remodel policies I’ve helped clients with this year that was present last

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Car Insurance, Hackers, and On-Board Computers

GM recently announced it was hiring several “white hat” hackers to determine system vulnerabilities on their vehicles. These hackers will work closely with GM on their “Bug Bounty” to attempt to penetrate the vehicles computers systems to find out if owner’s data can be stolen and cars can be hacked or taken control while someone is driving.

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Home Buyers and Flood Insurance

Brandi Wright, a realtor in Arlington, Texas sent me a text message earlier today asking a really interesting question, “Is there a way to find out if a home has ever had a flood claim?” Adding to the “Twilight Zone” coincidence factor, was an article appearing on Insurance Journal in my email this morning entitled, “States with the Best, Worst Home Flood Damage Disclosure Laws.” Let’s look at a couple of interesting notes related to the home buying experience and flood insurance.

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Car Insurance and College Students, Here’s What to Discuss

If you have a son or daughter heading off to college in the next few days, take a moment to discuss the following car insurance related topics before they head off to school. These can have a financial impact on your family’s car insurance rate or a surprise liability claim. We’ll also look at a couple of things to review that can lower what you pay.

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Insuring Your College Student’s Property

August is here, and the start of fall classes is just around the corner. I usually have a couple of phone calls from clients whose son or daughter are about to head to school and they want to confirm that their stuff is covered. The answer is usually yes, but there are a couple of considerations worth confirming. Let’s view this in light of where the student will live.

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When A Car Insurance Claim Ends in a Law Suit

I currently have two clients who were recently served with papers notifying them that they were being sued by the other person involved in the accident. The circumstances surrounding their suits is different, however, they both were scared and called me to determine what to do.

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When Home Insurance Doesn’t Cover Your Remodel Project

Last week, I wrote about when home insurance may cover a remodel project (see https://wiseinsurancegroup.com/will-home-insurance-policy-cover-remodel-project/). It may hinge on if the home is occupied as most home insurance companies do not want to write a policy when a home is vacant. In cases when your home insurance policy won’t cover the project, then I suggest either a vacant remodel or builder’s risk policy.

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