Expedited straight trucks with sleepers require special consideration. Any sleeper cab presents particular risks that must be considered, and not all commercial box truck insurance policies provide coverage against sleeper-specific risks.
Commercial box truck policies that do provide coverage for sleepers are generally available, however. A knowledgeable insurance agent can help businesses find a suitable policy if their trucks have beds.
Although box truck policies might have simpler coverages than commercial truck policies that cover tractor-trailers, there are still many coverages available through box truck policies. Some of the coverages that these policies can provide are:
The cost of insuring a straight truck depends on many factors, and there can be significant variance among the premiums charged for box truck policies. Some of the details that often impact policy costs are the:
In most cases, these factors lead to straight trucks costing less to insure than larger trucks such as tractor-trailers and tankers.
The easiest way to find out how much insuring a particular truck or fleet will cost is by comparing quotes from several insurance companies. An independent insurance agent can help businesses request customized quotes from multiple insurers.
For help insuring one or more Texas-registered straight trucks, contact the independent insurance agents at Wise Insurance Group. Our agents have worked with many businesses to insure commercial trucks, and we can help you find box truck insurance that’ll protect your equipment and drivers well.