PROFESSIONAL LIABILITY

Professional liability insurance covers the individuals, firms and companies that provide services and or professional expertise.  This type of liability coverage goes beyond general liability and protects you and your firm when a mistake is made or inaccurate advice is provided.

Professional liability insurance typically falls into a couple of categories;

  • Professional liability
  • Errors and Omissions (E&O)
  • Malpractice


Wise Insurance Group provides solutions to protect individuals and firms with a variety of professional liability insurance products including:

  • Accountants & CPAs
  • Architects
  • Attorneys
  • Consultants
  • Business consulting firms
  • Engineers
  • Healthcare professionals
  • Home inspectors
  • Marketing & Public Relations firms
  • Realtors & real estate agents
  • Real estate brokers
  • Technology firms
  • Web designers


Wise Insurance Group works with a number of insurance companies that have very competitive solutions for your professional liability and E&O needs.  Call or email us if we can assist you with a quote or your professional liability needs.

Evie has been my insurance agent for many years now. She is perhaps the most knowledgeable person in insurance I have ever dealt with and always gives you the information and available choices like you were family. Her service is exceptional and her advice has always been invaluable for me and my family. I can say without a doubt that I would highly recommend her for anyone’s insurance needs

Mark H. – Allen, Texas

CONSULTANTS

Wise Insurance Group specializes in business consulting insurance for small and medium sized firms including self-employed consultants working from home.  We customize our coverage to your specific business needs to ensure you get the right protection at competitive rates. We cover a range of consultants including;
  • Business consultants
  • Communication consultants
  • HR Consultants
  • Management consultants
  • Marketing consultants
  • Project managers
  • Research consultants
  • Training consultants
All business consultants should consider professional liability or errors and omissions insurance.  This provides the most complete protection in the event an actual or perceived mistake is made in the service you provide and a claim is brought against your business.

ERRORS AND OMISSIONS

Professional services firms can be sued for accusations of negligence or failure to provide contracted services, even if the professional services firm hasn’t made a mistake.  E & O insurance is what protects your firm when such as claim is made. Individuals and firms needing Errors & Omissions insurance typically apply to businesses that;
  • Provide a professional service
  • Gives advice on a regular basis
  • Your clients may require you to have E&O insurance
Wise Insurance Group understands the needs of small and medium sized professional services firms and can create a E&O or professional liability policy to fit your needs and budget.

DIRECTORS AND OFFICERS

The directors and officers of both businesses and nonprofit organizations can be held accountable for the decisions that are made.  A poor decision can result in a law suit which could put the personal assets of the directors and officers at risk.  D & O insurance helps alleviate this risk. Directors & Officers insurance provides a number of benefits including;
  • Legal defense costs
  • Settlements
  • Judgments connected with a claim
  • Protects the personal assets of a director, officer, their family and the organization itself
Wise Insurance Group works with a number of carriers that provide excellent, affordable solutions to protect your organization and the people that lead it.

TECHNOLOGY

Technology has accomplished some pretty amazing things over the past 50 years.  We’ve launched people into space, seen the birth of personal computers, networks, the internet and smart phones.  In fact, our phones have more computing power than the computers that were first used to launch people into space. These achievements were accomplished by a number of talented people, firms, and visionaries.  Businesses and nonprofits of all sizes rely on the knowledge, skill and creativity of people that design and implement networks, web sites, write software, support clients and train them. These talented professionals also need the kind of professional liability insurance that will protect them when a claim is made against them.  Wise Insurance Group intimately understands the insurance needs of the technology community.  We provide E & O insurance for almost all technology firms and individuals including;
  • Programmers
  • Database Administrators
  • Network Administrators
  • Web hosting facilities
  • Website designers
  • Technical Consultants
  • Telecommunications Firms
  • And many more
Wise Insurance Group works with many carriers that enable us to provide excellent protection at competitive rates.

REAL ESTATE

Wise Insurance Group has had the pleasure of working with some fabulous realtors and brokers in both the residential and commercial arenas.  It takes a seasoned professional to understand the complexities and nuances of buying or selling a home or putting together the right commercial package to meet an organization’s needs, especially in this market. We work with a number of insurance companies that offer excellent and affordable coverage specific to your needs including;
  • Coverage for regulatory complaints
  • Property management liability
  • Fair housing and discrimination exposure
  • Selling agent owned properties