Facebook-f Pinterest Twitter
Wise Insurance Group
Facebook-f Pinterest Twitter

Blog

College Students and Property Insurance

My niece and intern, Lizzie, is heading back to Fayetteville, Arkansas this later this week for her sophomore year at the University of Arkansas. It’s pretty common for me to get questions from parents of college students this time of year regarding insurance for their students. Let’s review how to address property insurance for college students. To do so, I’ve divided this into two broad categories, those who live on campus in a dorm room and those who live off campus in a frat or sorority house, apartment, or rental home.

Read More »

Camper and RV Insurance Rating Factors

The cost of camper and RV insurance depends on a number of factors which can be grouped into 3 broad categories. These include what kind of camper or RV you have, driver related factors, as well as what kind of coverage you carry. Let’s take a look at each of these as a follow up to last week’s post, Camper and RV Insurance Coverage (see https://wiseinsurancegroup.com/camper-rv-insurance-coverage/).

Read More »

Home Insurance and Guaranteed Replacement Cost

Every once in a while, I’m asked by a mortgage loan officer or processor if the home insurance policy a client has selected includes guaranteed replacement cost coverage. In most instances, the answer is no, however, there are a few carriers that still offer this. I thought we’d take a look at that as we conclude this series on home insurance coverage and forms.

Read More »

Camper and RV Insurance Coverage

A friend of mine asked me to quote a new travel trailer for him last week. He was graduating from a pop-up camper to a larger travel trailer and I thought it would be a great time to take a look at camper and RV insurance coverage, specifically the types of coverage available on a policy.

Read More »

Home Insurance and Named Perils vs All Risk Policies

I was talking with a person the other week about home insurance. They asked whether the policy I had proposed was a named peril or all risk, or open peril, policy. It’s an excellent question and one we should delve into to expand on last week’s post, The Three Home Insurance Form Types (see https://wiseinsurancegroup.com/three-home-insurance-form-types/).

Read More »

Motorcycle Insurance Rating Factors

How much does motorcycle insurance cost? That’s a common question I get from new riders or people who’ve relocated to Dallas and brought their bike with them. Frankly, it’s hard to answer as there are a number of factors that determine the rate you’ll pay for a motorcycle insurance policy. I thought it would be good to follow up with what some of those are after last week’s post on motorcycle coverage (see https://wiseinsurancegroup.com/motorcycle-insurance-coverage/). I’ve organized them into three different categories of factors including bike, rider, and coverage related.

Read More »