Every once in a while, I’m asked by a mortgage loan officer or processor if the home insurance policy a client has selected includes guaranteed replacement cost coverage. In most instances, the answer is no, however, there are a few carriers that still offer this. I thought we’d take a look at that as we conclude this series on home insurance coverage and forms.
A friend of mine asked me to quote a new travel trailer for him last week. He was graduating from a pop-up camper to a larger travel trailer and I thought it would be a great time to take a look at camper and RV insurance coverage, specifically the types of coverage available on a policy.
I was talking with a person the other week about home insurance. They asked whether the policy I had proposed was a named peril or all risk, or open peril, policy. It’s an excellent question and one we should delve into to expand on last week’s post, The Three Home Insurance Form Types (see https://wiseinsurancegroup.com/three-home-insurance-form-types/).
How much does motorcycle insurance cost? That’s a common question I get from new riders or people who’ve relocated to Dallas and brought their bike with them. Frankly, it’s hard to answer as there are a number of factors that determine the rate you’ll pay for a motorcycle insurance policy. I thought it would be good to follow up with what some of those are after last week’s post on motorcycle coverage (see https://wiseinsurancegroup.com/motorcycle-insurance-coverage/). I’ve organized them into three different categories of factors including bike, rider, and coverage related.
Insurance companies write home policies based on industry standard forms or policy types as outlined by the Insurance Standards Office. These standard forms are used to define how policies will be written and what coverage is included. There are 6 home insurance policy types including home, renters, and condo policies. This post, however, will focus on the 3 most common ones written in Texas
The sound and throb of an idling V-Twin motorcycle is music to my ears, especially with a nice set of pipes. After listening to a beautiful Harley, I thought it was time to revisit motorcycle insurance with an overview. This will be the first in a two part series. In this post, I’ll provide an overview of the sections of a motorcycle insurance policy and will follow it next week with an outline of factors that impact a policy’s rate.
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