Park Cities insurance agents Archives - Page 7 of 11

The Top 4 Home Insurance Claims for Texas

Texas home insurance rates continue to climb and remain the highest in the country. The two reasons most insurance companies give for Texas having the highest rates are weather and the cost of claims. The top four types of home insurance claims as reported in a Texas Department of Insurance study are hail, water damage, hurricane winds, and fire. The combined total insurance companies paid out in claims was over $25 billion. Individually, hail claims accounted for $7.6 billion, water damage was $7.3 billion, hurricane winds was $6.2 billion and the amount paid for fire claims was $4.3 billion.

When is a New Car Covered by Your Insurance Policy?

Sheri and I were returning to Dallas after visiting family in Birmingham for Thanksgiving. A friend and client called me on my cell phone. Since it was Saturday, that usually means a couple of things such as they need help with a claim or a copy of their ID card because they’re getting their car inspected. In this case, it was neither, she was in the process of buying a new car, and before driving off the lot with her new car, the finance manager wanted to confirm she has a current and active car insurance policy.

Avoid a Home Insurance Claim this Winter

Winter’s here, and in north Texas, that means some cool to moderate temperatures with some hard freezes thrown in, and just maybe, some snow or an ice storm. With that in mind, let’s examine what you can do to avoid a home insurance claim this winter, which will keep your rates down for years to come.

Avoiding a Holiday Car Break In

The holiday season is here and with it comes holiday parties, lights, decorations, and of course, shopping at malls and online. In addition to the

Thanksgiving Gratitude

It’s hard to believe Thanksgiving is already here. Whether you’re trying to get somewhere to be with people, preparing for an influx of relatives, or spending a relaxing and quiet day on the couch watching football, I hope the past 12 months have been extraordinary for you too!

2 Succession Planning Options & How to Fund Them

You’ve worked long hours to fulfill a dream and build your company from a surviving business to a thriving, successful business. Have you given any thought to succession planning; who will succeed you, and how it will be funded? Or maybe you’re a partner in a company and you want to protect the business you’ve helped build, but what if something happens to your partner?

Privacy Rights and Your Car

Is privacy dead? Most of us know that if we write a blog, tweet, share on Facebook, pin something on Pinterest, or share a video on YouTube, it’s probably not private. The same goes for email and those cookies which seem to track every website we visit. But did you know your car may have the ability to share more about you than you’d like?

Impact a Claim has on a Texas Home Insurance Policy

A client sent me an email last week stating he has a roof leak in his north Texas home which was probably caused by hail.

Why Small Businesses Should Care About Net Neutrality

Net neutrality, in pure layman’s terms, simply means a small business owner like myself gets the same access to people on the internet as large companies, such as Netflix, YouTube, eBay, etc. do. There’s no super-fast internet lane for them that they’ve paid for while Wise Insurance Group, Richardson Bike Mart, Hypnotic Donuts, or other small businesses are relegated to a poorly paved country road. Not only could millions of other small businesses be pushed onto a slow lane, we could potentially be blocked by an internet service provider such as AT&T, Comcast, or Time Warner, because we didn’t pay extra for access while a larger company did.

Teens, Alcohol, and A Free Pass

There’s one more area teens have that parents need to address; what to do in alcohol related situations. For example, 25% of all teens don’t know what to do if someone was drinking alcohol in the vehicle. 28% don’t know how to get home if their driver has been drinking. In 2011, 32% of teen drivers killed in car accidents had a blood alcohol content of 0.01 or higher.

Tag: Park Cities insurance agents

The Top 4 Home Insurance Claims for Texas

When is a New Car Covered by Your Insurance Policy?

Avoid a Home Insurance Claim this Winter

Avoiding a Holiday Car Break In

Thanksgiving Gratitude

2 Succession Planning Options & How to Fund Them

Privacy Rights and Your Car

Teens, Alcohol, and A Free Pass

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