Tag: dallas insurance agents

Barndominium Insurance

A client sent me an email asking me to quote a builder’s risk policy for a barndominium she and her husband are planning to build. I haven’t watched HGTV’s Fixer Upper series, so I called her to find out what a barndominium is, as well as to ask her the questions I needed answered to quote a builder’s risk policy for them. After finding several builder’s risk policy options for them, I began researching what companies will write a barndominium insurance policy once the construction is complete.

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Home Insurance and Tiny Homes

Sheri and I recently watched a documentary on tiny homes. We enjoyed it and talked about could we live in one, what would it look like, and whether Sheri could build it (she likes power tools). I began thinking about home insurance for tiny homes; which carriers will write a policy for that, what issues may need to be considered, and what underwriters will want to know.

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Car Insurance and Pizza Delivery

What was your first job? Aside from babysitting neighborhood kids for $1.00 an hour, mine was helping my uncle Jere sell women’s shoes at his store on the west side of Birmingham when I was 15. I didn’t have to worry its impact on my parent’s car insurance rate because I wasn’t a licensed driver and I rode the bus across town to Jere’s store.

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Earthquake Disaster Scenarios for north Texas

518! That’s the number of earthquakes measuring 3.0 or higher in magnitude which have occurred in Oklahoma since the start of this year. A 5.0 magnitude quake struck near Cushing last week and a 5.8 magnitude tremor struck in September. Luckily it’s been almost a year since one occurred in North Texas. What’s interesting to think about is what would happen across North Texas if a quake with a magnitude of 5.8 struck here!

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What are the Top 5 Home Insurance Claims?

Nobody likes home insurance claims, but they do happen. While we may not be able to avoid claims, we may be able to prevent some of them from happening. This is especially true for the claims that aren’t caused by Mother Nature!

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Home Insurance and Changing Coverage

Does your home insurance policy ever change? Many people may be inclined to think policies don’t change, but they do. In fact, home insurance policies change all the time. Coverage is added or removed and underwriters determine that something isn’t a risk or is a huge risk much more frequently than you know.

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Federal Regulations Released for Autonomous Cars

On September 20th, the U.S. Department of Transportation announced 15 safety guidelines for autonomous vehicles. The purpose of the guidelines is to provide guidance for traditional automakers and companies such as Uber, Google, and Tesla as they move toward releasing driverless vehicles. Here’s a synopsis of the 15 guidelines as written by Cecilia Kang for the New York Times.

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Insurance and Divorce

A close friend and client called me a few weeks ago requesting renters insurance for an apartment she’s moving into. She and her husband are separating as they determine whether or not to end their marriage and file for divorce or go through the long process of healing. They may or may not resolve their issues in the coming weeks or months which led me, as their agent, to take a few minutes and outline the insurance decisions they need to address should they decide to divorce. Let’s take a look at the three areas anyone going through a divorce should consider.

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Car Insurance Options

There are a number of options that go well beyond what most people think of when they want “full coverage” car insurance. Here are six options worth knowing about.

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