Tag: dallas insurance agents

Texas Monthly and D Magazine Awards for 2018

2018 marks the 8th year for Wise Insurance Group and it has been an exciting and rewarding year for us! It marks the first time I’ve been awarded both the D Magazine Best Home and Car Insurance agent in Dallas, and the third year in a row I’ve received Texas Monthly’s Five Star Award for Best Home / Auto Insurance Agent in Texas. This is the second time I’ve been recognized by D Magazine; the first being in 2013.

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Car Insurance Rating Factors That Aren’t Related to Your Car

I enjoyed writing several blog posts in April that were based on a presentation I gave to a group on frequently asked home insurance questions. I though it would be apropos, to take the same approach with car insurance and address a similar question set beginning with what factors impact your rate but have little or nothing to do with your car!

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Home Insurance and Scheduled Articles Coverage

Most home insurance policies provide a wide array of coverage on the home you’re your personal property. However, one policy area that is purposely weak when it comes to coverage is when it applies to certain items such as jewelry, artwork, and collectibles.

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Financial Oriented Home Insurance Options

The third category of home insurance options is oriented toward financial protection. These are options can be added to some home insurance policies are designed to protect the homeowner from a financial loss. Admittedly, all insurance policies are designed to protect the policy holder from a devastating financial loss, yet these are focused on certain types of financial loss.

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Home Insurance Three Broad Coverage Areas

Home insurance can cover a lot of different things depending on the options offered by the company and selected by the homeowner. There are three broad areas that are common to most policies regardless of the home insurance company. These are coverage for property, personal liability, and policy extensions.

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The What and Why of Renters Insurance

If you’re renting your first apartment or home, it’s a good bet your landlord may require you to have a renters insurance policy. While that may seem like an unfair request or requirement for them to make, and one you may not have budgeted for, renters insurance is important. Let’s delve into what it is and why it’s important.

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Townhouse Insurance

Townhouse insurance can be written in one of two ways, either as a single-family home or as a condo. The key to knowing which way to write the policy is determined by the homeowner association policy.

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How Much Condo Insurance Do You Need?

How much condo insurance an owner needs is one of the more challenging questions I must answer when talking with someone who’s buying or owns a condo. Regardless of how the policy is written (see last week’s post, https://wiseinsurancegroup.com/two-ways-condo-insurance-can-written/), the amount of coverage must be sufficient to protect the finish out of the home and their personal property or contents. Let’s examine how to approach both areas.

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2017’s Impact on Texas Home Insurance in 2018

One of the sayings I heard after moving to Dallas was, “If you’re tired of the weather in Texas, just wait a few hours and it will change.” That may not be entirely accurate, but our weather does tend to be filled with surprises. 2017 held a couple of major surprises for Texans and its effect on home and car insurance will be felt this year. Let’s look at what happened and how it will impact home insurance this year.

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