dallas insurance agents Archives - Page 12 of 36

Home Insurance Options Part Two

… no Texas home insurance policy covers everything a homeowner can experience. Nor does everyone need the same coverage across the board. This is why all home insurance policies come with options. These options enable a person to tailor the level of coverage to their specific needs and risk tolerance. Some people wouldn’t dream of having a policy without identity theft and credit card fraud coverage while others think such coverage are a waste of money. In this week’s post, I’ll outline more options you can include on your Texas home insurance policy.

An Introduction to Wedding Insurance

Spring is here and that means we’re in wedding season. Sheri and I will be attending the wedding of two of our friends in the Dallas area, and I will be presiding! I may even wear a kilt along with the groom, but that’s not been worked out yet. If I do, I’ll post pictures! With that in mind, let’s take a look at wedding insurance and what it does and doesn’t cover.

Home Insurance Options Part One

Texas home insurance policies don’t cover everything a homeowner can experience. Neither does everyone need the same coverage across the board which is why all home insurance policies come with options. Policy options allow a person to tailor the level of coverage to their specific needs and tolerance for risk. Some people wouldn’t dream of having a policy without sewage and drain backup coverage while others think such coverage would be a waste of money. Over the next two weeks, I’ll delve into a variety of home insurance options to help you determine what you can or can’t live without.

Umbrella Insurance – What is it and Who Needs One?

I was gathering information a few days ago from a prospective client on a new home she and her husband are buying. Once we’d reviewed everything for me to quote their home and car insurance, I asked her a question that allows me to advise them on their property and liability coverage. The question was, “Without providing me a specific number, is your family’s combined annual household income north or south of $125,000?”

Liability Coverage, Deductibles and Your Home Insurance Policy

Two weeks ago, I provided an overview of the coverage contained in a Texas home insurance policy (see https://wiseinsurancegroup.com/a-texas-home-insurance-overview/). Last week, we dug deeper into the policy with a look at the four categories of property coverage including dwelling, other structures, personal property, and additional living expenses (see https://wiseinsurancegroup.com/4-property-coverage-categories-home-insurance-policy/). In this week’s post, we’ll examine personal property, medical coverage, and policy deductibles.

Death, Taxes and Identity Theft

It’s tax season and you have just over a month to file your taxes! It also means this is a busy time for scammers and identity thieves. Here are a few of the scams taking place.

The 4 Property Coverage Categories in a Home Insurance Policy

There are 4 categories of property coverage in a home insurance policy including home or dwelling coverage, personal property or contents, other or detached structures, and additional or extra living expenses.

The Flying Wrench and the Car Insurance Claim

I was talking with a friend of mine who’s a Dallas area financial planner. His wife had just gotten their vehicle back from the repair shop after being in an accident where someone had hit them. The new paint on their vehicle was still curing so the car couldn’t be washed. As his wife drove on Central Expressway in Dallas, a wrench fell off a truck, struck their car, breaking the new grill and then gouging the hood. Luckily, the wrench didn’t hit the windshield in front of his wife or pass through it. She was safe, but they have another car insurance claim on their hands.

Do Cell Phones Cause Car Wrecks?

The question may seem rhetorical to some and overly obvious to most, but it’s a question researchers attempted to answer in a study released on Monday in the online edition of the Proceedings of the National Academy of Sciences. Their study set out to determine the role cell phones play in car wrecks, and their findings, were very interesting even though it missed a couple of potential behaviors which contribute to accidents.

Determining How Much Renters Insurance You Need

I’ve had an ongoing conversation with a prospective client on renter’s insurance. She’d been referred to me by a mutual friend who shared I could help her with getting a renter’s policy after moving out of a home she’d lived in for many years. The landlord does not require she have renter’s insurance, however, since she had moved out of a home our friend felt she needed the policy to protect what she owns.

Tag: dallas insurance agents

Home Insurance Options Part Two

An Introduction to Wedding Insurance

Home Insurance Options Part One

Umbrella Insurance – What is it and Who Needs One?

Liability Coverage, Deductibles and Your Home Insurance Policy

Death, Taxes and Identity Theft

The 4 Property Coverage Categories in a Home Insurance Policy

The Flying Wrench and the Car Insurance Claim

Do Cell Phones Cause Car Wrecks?

Determining How Much Renters Insurance You Need

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