Most weeks don’t pass without some article, news item or blog post on distracted driving. Most of these articles tend to focus on texting and driving. I’ve even written a couple of posts on texting and driving too. But let’s face it, there’s more to driving distracted than just texting. We can be distracted by a number of things including
?I’ve had clients who’ve experienced a lapse in coverage on their car insurance policy. The reasons include job loss, an unexpected expense like a car repair, forgetting about a bill, juggling the outflow with the income, and even a medical problem. Most recently I had a Dallas client who experienced a stroke…
Last fall, I received an email from the security department of my bank notifying me there’d been a questionable charge on my debit card. I first thought it was a phishing email so I called the security department of my bank to find out it wasn’t a false email. A charge for $4.58 had been made on my account at a New York sporting goods store. Not having traveled from Dallas to New York recently, I worked with the security department to identify my legitimate charges & payments and refute the ones that weren’t mine. We then shut down that debit card and they mailed me a new one.
?My personal home and car insurance renews in March. Every February I receive several letters from other Dallas area agents offering to save me money on my car and home insurance. None of them know I’m an independent agent. The savings they offer are tantalizing. There’s only one small catch: none of the offers I’ve ever received were real.
Over the weekend, a group of us from Dallas went camping. We spent Friday night at Eisenhower State Park in Denison before backpacking in a different area on Lake Texoma. After the tents were set up and everything was organized, we all sat around the fire talking. I took the opportunity to do an informal survey of our friends. I asked each person how many computers they have. I added to that printers, software, tablets and readers. What I didn’t ask about but could have been added to the list was gaming systems (Nintendo, Xbox, etc.), data storage, or hard drives.
There’s one more type of water peril that’s different from leaks. Homeowners and renters need to be aware of this peril. It’s sewer and drain back up. Leaking pipes and appliances are certainly a nuisance, but at least the water is clear and clean. Much more foul is a sewage and drain backup.
There are a number of perils, types of things that can happen to your home, that aren’t covered by your home policy. The same is true for renters, condo and town home policies. One of those perils is flood. Hurricane Sandy, and even Irene from 2011 are great reminders that flooding happens. Damage to your home and even your personal property or contents is not covered if it’s lost or damaged by a flood.
If you’re about to buy a home or change insurance companies, did you know the insurance company will perform an inspection of your home? Inspections are performed on homes, rental properties, town homes and in some cases condos. There are three types of home inspections for Texans …
The Texas Department of Insurance presented a report to a state Senate committee on Tuesday, July 10th. In addition to showing a 21% increase in
A couple of times a year, a prospective client will ask me whether or not they’ll be covered if the home has a smart meter
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