Tag: Dallas business insurance

Employee or Contractor and the Department of Labor View

You have just started your small business, or business is really taking off and you need help meeting your customers’ demands. Success depends in large part upon workers, consultants, vendors or other businesses you hire to help you. But what about cost? Maybe you can save money and effort by hiring an independent contractor?!

Read More »

Employment Practices Liability Insurance and Gay Marriage

On a Friday in late June, the Supreme Court, ruled in a 5 to 4 decision, same sex couples may now be legally married in all 50 states. Many people rejoiced while many people thought America was going to hell in a hand basket. Regardless of where you stand on the issue, the impact of this decision has huge ramifications for small and medium sized businesses specifically in the area of employment practices liability insurance or EPLI.

Read More »

The Dallas Cowboys, the FAA, and Drones

What do the Dallas Cowboys, New England Patriots, and New York Giants all have in common? Aside from being NFL teams and Super Bowl winners, they each have used a drone to film football practices, causing them to either be contacted or investigated by the FAA for violating federal airspace rules. The Washington Nationals received a similar “commendation” from the FAA after using a drone to take publicity photos during Spring Training.

Read More »

Drone Insurance

Drone, or unmanned aerial vehicles (UAV) have made a huge splash in the news over the last year. Amazon has discussed using them for local delivery, one landed on the White House lawn, as well as, their war time use in the Middle East. The commercial uses for drones are seem almost endless as people imagine how they can be utilized. Hollywood has won approval to use them for filming movies, farmers believe they can be used to check on crops, as well as administer fertilizer and insecticides more efficiently and utility companies want to use them to check power lines. Insurance companies are planning to use drones in disaster response situations.

Read More »

Commercial Insurance and Excess Liability Coverage

I’ve been thinking a lot about ice cream lately, specifically Blue Bell ice cream. They’ve been in the news a lot since listeria bacteria was discovered in some of their ice cream products. Officials believe that Blue Bell ice cream contaminated with listeria is responsible for the deaths of 3 people in Kansas in the past year.

Read More »

Identity Theft and the Anthem Data Breach

Anthem, the second largest health insurance company in the US, announced last week it had been the victim of a massive data breach. The good news appears to be no medical records or credit card data was compromised. The bad news was the names, birth dates, and Social Security numbers of up to 80 million people were compromised which could lead to an even bigger problem than had they simply taken credit card data.

Read More »

Net Neutrality, Politics, and Small Business

On November 14 of last year, I wrote a blog post on why small businesses should care about net neutrality (see http://50.87.248.161/~wiseinsu/why-small-businesses-should-care-about-net-neutrality/). I wanted to revisit it because of a Wall Street Journal article posted on Monday, January 5th which stated Republicans in Congress are working on plans to fight the FCC’s rules on net neutrality. The FCC had to revisit the work they were doing on net neutrality after President Obama made a speech calling for a free and open internet available to all.

Read More »