?Several years ago, I rear ended a truck in stop and go traffic on I-35 in Dallas. It was my fault. Six years ago, I was rear ended by a truck and it was their fault. Usually the person who hits the person in front of them is at fault. Unless of course the person in front does something that would not be considered an intelligent move, like the guy who changed a tire in the middle of the road on a two lane highway! That was not the case last week!
?Is a town home a house, a condo or something else? Since we’re discussing it from an insurance standpoint (we’ll ignore the real estate perspective), town homes can be viewed as;
A single family home (yes, even if it’s connected on both sides to neighbors)
It can also be viewed as a condo
?The Thanksgiving meal is over and the shopping season is beginning. Are you going to join the throngs of shoppers and brave the malls to find the perfect gifts for family, friends and loved ones? If so, let’s consider a question and reminder that can make this holiday season more enjoyable and help reduce your likelihood of being victimized.
?Thanksgiving is quickly becoming a forgotten holiday sandwiched between Halloween and Christmas. Many people are rushing, trying to cram 5 days’ worth of business in two or three days. Some are trying to get out of town and others are stressing over re-creating the Norman Rockwell painting Thanksgiving. Thrown in the incessant creep of Black Friday coming earlier and earlier (now Thursday evening at Walmart) and it’s no wonder that Thanksgiving is getting short changed.
?Say the words “life insurance” and most people will scatter faster than you can say multi-level marketing! Why is that? They’ve either been sold or over promised or made to feel guilty or scared by people that should be there to help them. The goal in our blog is to demystify, explain and empower each person so they can make informed decisions that are in their best interest.
?Last week, we looked at Allstate’s list of the top 10 US cities with the worst drivers. The top 10 cities at the opposite end of the spectrum or with the best drivers are listed below;
There are a number of perils, types of things that can happen to your home, that aren’t covered by your home policy. The same is true for renters, condo and town home policies. One of those perils is flood. Hurricane Sandy, and even Irene from 2011 are great reminders that flooding happens. Damage to your home and even your personal property or contents is not covered if it’s lost or damaged by a flood.
If you pack a room with financial planners and life insurance agents and then ask this question, you’ll have some great entertainment. It will be on a par with a professional wrestling match or an MMA cage fight. Not to be one for the faint of heart, I thought this would make for an interesting topic.
?I’ve lived in Texas for 32 years. On more than one occasion, I’ve heard people describe Texas drivers as aggressive, bad, you name it. None of the descriptions were “complimentary!” But guess what my fellow Texans? No city in Texas made Allstate’s top 10 list for worst US drivers.
?There are always an interesting set of numbers about any storm like Sandy. Here are some of the ones I thought to be interesting,
– 932 – The number of miles across / wide for the storm. This distance is about the distance from New York to Jacksonville, Florida. At its largest, Sandy would have covered almost 1/3 of the United States.
– 13.88 – The height in feet for the storm surge that occurred from the wind pushing the water that high.
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