If you’ve ever stood on a sidewalk curb or walked across a parking lot when an electric or hybrid car drives by, you may not know they’re there unless you’re looking at them. One of the benefits of electric and hybrid cars is they’re quiet. That’s also one of the downsides if you’re a pedestrian or cyclist who’s not paying attention!
If you’re renting your first apartment or home, it’s a good bet your landlord may require you to have a renters insurance policy. While that may seem like an unfair request or requirement for them to make, and one you may not have budgeted for, renters insurance is important. Let’s delve into what it is and why it’s important.
There are a couple of major and minor drawbacks when anyone excludes a driver living in the household from a car insurance policy. The biggest two are what happens if the excluded driver drives a car(s) that is on the policy they are excluded from and is involved in an accident?
Townhouse insurance can be written in one of two ways, either as a single-family home or as a condo. The key to knowing which way to write the policy is determined by the homeowner association policy.
There are options for water leaks and the damage they cause, home equipment breakdown coverage, replacement cost versus actual cash value coverage, identity theft, credit card fraud, and even scheduled items coverage. There is one option no condo insurance policy should be without though…
Every once in a while, I read something that takes me by surprise and causes me to have an “Aha!” moment! Such was the case in a recent Insurance Journal article I thought you’d find entertaining and may give you an “Aha!” of your own.
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