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Personal Liability Oriented Home Insurance Options

There are three areas or categories home insurance options tend to fall into. Last week I opened this series with a look at property-oriented options. These options provide additional coverage that either extends the base limits of coverage contained within a home, renters, or condo insurance policy, or they provide additional coverage that isn’t a part of the base policy. In this week’s post, we’ll examine options that provide coverage for personal liability.

Mojo, an App That Can Reduce Distracted Driving

What do you do while driving? I know I don’t always pay attention like I should. I may be having a conversation with one of my assistants or answering a client’s questions about their policies. I check email and text messages at lights, confirm directions if I’m headed to someplace for the first time, and listen to books on Audible. I guess this means I’m driving distracted, and I know I’m not the only one. But there’s a new app from TrueMotion that may make each of us a better, less distracted, driver.

Property Oriented Home Insurance Options

Home insurance has several options which can be added to a home or condo policy. Some may even be added to a renters policy. These options provide additional coverage to further protect the home or the owner’s contents. Some options may provide additional liability coverage or enhance the protection of the policy holder’s financial status. We’ll examine each of these three areas over the next couple of weeks.

Liability, Autonomous Vehicles, and the Death of a Pedestrian

Earlier this week, a pedestrian was struck by an Uber vehicle operating in autonomous mode and died from her injuries. This if the first recorded fatality between a pedestrian and an autonomous vehicle, and it raises several interesting legal, liability, and even insurance related questions worth noting.

Replacement Cost Home Insurance and the Other Kind

Over the past few weeks, I’ve written about home insurance covering traditional homes, condos, and town homes, as well as, renters insurance. In all the posts, I’ve mentioned the term replacement cost. On a renters policy, this refers to contents or personal property, while on a home, condo, or town home policy this refers to the actual structure and the contents. Let’s examine what replacement coverage is and how it’s different from the other type of coverage.

Home Insurance Three Broad Coverage Areas

Home insurance can cover a lot of different things depending on the options offered by the company and selected by the homeowner. There are three broad areas that are common to most policies regardless of the home insurance company. These are coverage for property, personal liability, and policy extensions.

Personal Liability Oriented Home Insurance Options

Mojo, an App That Can Reduce Distracted Driving

Property Oriented Home Insurance Options

Liability, Autonomous Vehicles, and the Death of a Pedestrian

Replacement Cost Home Insurance and the Other Kind

Home Insurance Three Broad Coverage Areas

Personal

Life

Business

Professional Liability

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