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Hurricane Preparation 2018

The 2018 hurricane season starts today and runs through November 30th. The National Oceanic and Atmospheric Association, NOAA, forecast for 2018 hedged their bets with a 25% chance of us have a below normal season, a 40% chance of a near normal season, and a 35% chance of us having an above normal season.

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Hurricane Season Insurance Review

Sheri and I visited family in Alabama over the Memorial Day weekend. We all watched the weather reports on sub-tropical storm Alberto as it turned north in the Gulf and headed toward the Florida panhandle and Alabama. It serves as an excellent reminder that hurricane season officially begins on Friday, June 1 and runs through the end of November. With that in mind, let’s review home insurance and remember a hurricane or named storm can impact central and north Texas residents as easily as it does our coastal neighbors. Specifically, I’ll address two key areas of your home insurance policy to review along with two other related policies.

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Memorial Day

Memorial Day weekend is here signaling summer’s almost here! Kids everywhere are counting the days until the end of the school year while planning what they’ll do over the summer.

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Firearms and Home Insurance

… what does home insurance cover when it comes to firearms and was addressed in an Insurance Journal article that appeared after the Parkland shooting. There are two coverage types within most home insurance polices that potentially address firearms, personal property and personal liability coverage.

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Car Insurance Rating Factors That Aren’t Related to Your Car

I enjoyed writing several blog posts in April that were based on a presentation I gave to a group on frequently asked home insurance questions. I though it would be apropos, to take the same approach with car insurance and address a similar question set beginning with what factors impact your rate but have little or nothing to do with your car!

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Home Insurance and Volcanoes

I’ve been fascinated watching the news on the Kilauea volcano eruption and its lava flows from the 17 or so vents that have opened across the area. It’s amazing to see the lava sprays and flows as it moves downhill through the forests and into populated areas. I can’t imagine what the people living in the area are going through wondering and waiting to see if their homes and anything else they left behind will be there once the volcanic activity subsides. One of the things I’ve wondered about is if home insurance covers such a force of nature as it’s engulfed about 25 homes and 10 other structures so far.

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