A friend of mine texted me the other day and asked me to quote her home insurance. I called her to discuss some questions I had about her home when she informed me she would be starting a remodel project in the next week or two which coincided with when she wanted to start a new policy. Her concern was if she changed home insurance now, would it cover her home remodel project?
Have you noticed that emergency rooms began popping up in neighborhoods like Starbucks or 7-Elevens over the past couple of years? They promise you’ll be seen quickly with little or no wait time and health insurance should cover it, even if it’s out of network, since it’s an emergency room visit, right? It turns out, that may not be the case.
2018 marks the 8th year for Wise Insurance Group and it has been an exciting and rewarding year for us! It marks the first time I’ve been awarded both the D Magazine Best Home and Car Insurance agent in Dallas, and the third year in a row I’ve received Texas Monthly’s Five Star Award for Best Home / Auto Insurance Agent in Texas. This is the second time I’ve been recognized by D Magazine; the first being in 2013.
On Sunday my brother-in-law was driving to Houston from Dallas on Interstate 45 when traffic slowed down south of Huntsville due to road work. He slowed down and entered the line of vehicles as the number of lanes shifted from two to one. The next sound he heard was the screeching of tires from a Dodge Challenger whose driver ignored the flashing road work signs, lost control of his vehicle and proceeded to side swipe my brother-in-law’s car and the next 4 vehicles ahead of him.
Your offer on the home has been accepted and you’re working your way through the tasks to close. One of those tasks will be to find home insurance for your new home. If you’re wondering how you compare this offer with that offer, you’re not alone! Over 95% of the people I talk with don’t know anything about home insurance or how to compare multiple offers. Aside from rate, there are 4 areas you should review when comparing.
The options for individual and small business health insurance increased in the early days of the Affordable Care Act as health insurance companies fought to snap up new customers. However, as time went on, those options dwindled when carriers realized not enough healthy people applied for policies, many choosing to pay the penalty for not having coverage rather than the premium associated with having it. Rates increased as choices dwindled.
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