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Demolition, Debris Removal and Home Insurance

Over the past five weeks, I’ve written about home insurance topics related to the tornadoes that hit north Texas on December 26th including picking the right roofer or contractor, claim steps, important coverage in the event of a total loss, how claims are paid and why a home inventory is invaluable after a major claim. I felt it appropriate to end this series with a look at two things home insurance covers which are factored into the home’s dwelling value that most homeowners don’t think about, demolition and debris removal.

Texas Car Inspection Changes for 2016

House Bill 2305 was passed by the Texas Legislation on June 14, 2013 and went into effect on March 1, 2015. The bill did away with the familiar inspection sticker most Texas drivers were accustomed to receiving when we had our cars and trucks inspected each year. The goal, starting March 1st of last year was to combine the inspection sticker with our vehicle registration sticker.

Do You Have a Home Inventory?

On Saturday, December 26, the temperatures were unseasonably warm, due to the warm air flowing up from the Gulf. A cold front rolled in from the west late that afternoon to collide with the warm Gulf air and set off 11 tornadoes across north Texas which killed 11 people and damaged or destroyed over 1,200 homes and businesses in Red Oak, Garland, and Rowlett.

3 Life Insurance Questions to Answer Before Shopping

I talked with a young couple yesterday. They are in their 30s, have two kids, and are looking for life insurance on both spouses. They had reviewed their finances with their financial planner who’d recommended they purchase a life insurance for both them to augment their financial plan.

How Home Insurance Claims are Paid

I had an interesting question last week from a prospective client. I was explaining personal property coverage on the home insurance quote I’d prepared for them when they asked, “If my house burned down, the insurance company will write me a check for $X to replace all my personal property?”

Does Car Insurance Cost More or Less for Small Cars?

Is car insurance more expensive or less expensive for smaller car as compared to larger cars? This would seem to be an easy question to answer; the bigger the car, the more expensive it is. Therefore it must cost more to insure larger cars than smaller ones, right?!

Demolition, Debris Removal and Home Insurance

Texas Car Inspection Changes for 2016

Do You Have a Home Inventory?

3 Life Insurance Questions to Answer Before Shopping

How Home Insurance Claims are Paid

Does Car Insurance Cost More or Less for Small Cars?

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