Christmas will arrive in a few days. The phone is a little quieter and there aren’t as many emails as clients, friends, and business associates prepare for Christmas. Sheri and I attended our last holiday party Sunday and we’re now finalizing our preparations to spend time with our kids and 7 grandchildren. It promises to be a wonderfully noisy time filled with plenty of hugs, laughter, stories, gifts, and too much food.
Christmas arrives next week. In addition to knocking out the shopping for those who haven’t finished it yet, many people will be visiting friends and family or packing in a family get away before school starts back up. In many cases, this means, people will be renting a car. The big question I get from clients when travel is about to take place is whether or not their car insurance covers a rental car.
There have been a number of several articles and blog posts since the first of December on end of year financial planning and moves to make. Some are written to address end of year tax moves you can take now, while others address items to rebalance your portfolio better, open an IRA, and improve your financial position now and in 2016.
I had lunch on Wednesday with a client. We caught up with each other, discussed how our businesses are doing, and then I reviewed his current insurance coverage and potential changes he should consider. His business is growing, and that means he’s transitioning in how insurance is approached. In these cases, it means insurance changes from a tool that protects cars and homes to providing financial protection. The question we discussed was how much car insurance is needed to protect him and his family.
The countdown to Christmas is in full swing. In case you’re wondering, there are 17 more shopping days till Christmas, although it would be hard to not know that based on the advertisements on TV, radio, and everywhere else. Even on Monday night football, ESPN has its Zales Extraordinary Moments and there’s ever present “diamond kind of love.”
The holiday season is here and with it comes holiday parties, lights, decorations, and of course, shopping at malls and online. In addition to the shopping centers and malls being crowded with shoppers, there are people looking to cash in on what you just purchased for the special people in your life.
