Tag: wind damage

Home Insurance Deductibles

Texas home insurance policies are divided into sections. The first section outlines four core property coverage items (see Last week, we looked at the second section which outlines liability coverage, or coverage that protects you if something happens to someone in your home or on your property (see This week, we’ll continue this by looking at policy deductibles.

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Home Insurance and Storm Claims

A storm rolled through Dallas last Thursday with straight line winds between 75 and 90 miles an hour. The rain fell sideways and the wind snapped tree limbs, toppled trees, and knocked out power to 300,000 homes and businesses. 85,000 homes and businesses were still without power as of late Saturday.

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Whose Claim is a Blown-Over Fence?

Last spring one of my clients in the Lake Highlands area of Dallas called me. There’d been some pretty strong winds that had swept through north Texas, similar to what we’ve had this spring, and a section of his wood fence had blown over. It had happened to be the section that separated his back yard from his neighbor’s back yard. We discussed options on how to handle this with the first option being whether or not he should file a claim.

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