University Park insurance agents Archives - Page 4 of 13

Liability Coverage, Deductibles and Your Home Insurance Policy

Two weeks ago, I provided an overview of the coverage contained in a Texas home insurance policy (see https://wiseinsurancegroup.com/a-texas-home-insurance-overview/). Last week, we dug deeper into the policy with a look at the four categories of property coverage including dwelling, other structures, personal property, and additional living expenses (see https://wiseinsurancegroup.com/4-property-coverage-categories-home-insurance-policy/). In this week’s post, we’ll examine personal property, medical coverage, and policy deductibles.

Death, Taxes and Identity Theft

It’s tax season and you have just over a month to file your taxes! It also means this is a busy time for scammers and identity thieves. Here are a few of the scams taking place.

The 4 Property Coverage Categories in a Home Insurance Policy

There are 4 categories of property coverage in a home insurance policy including home or dwelling coverage, personal property or contents, other or detached structures, and additional or extra living expenses.

The Flying Wrench and the Car Insurance Claim

I was talking with a friend of mine who’s a Dallas area financial planner. His wife had just gotten their vehicle back from the repair shop after being in an accident where someone had hit them. The new paint on their vehicle was still curing so the car couldn’t be washed. As his wife drove on Central Expressway in Dallas, a wrench fell off a truck, struck their car, breaking the new grill and then gouging the hood. Luckily, the wrench didn’t hit the windshield in front of his wife or pass through it. She was safe, but they have another car insurance claim on their hands.

A Texas Home Insurance Overview

March is here and that signals the arrival of the home buying season. It also means it’s time for me to take a revisit home insurance. Beginning with this post, I’ll outline the coverage found on a typical Texas home insurance policy before drilling down into the different areas of a home policy. The goal is to help new home buyers know what to look for when shopping for home insurance, as well has raise questions to consider they may not have thought of.

Do Cell Phones Cause Car Wrecks?

The question may seem rhetorical to some and overly obvious to most, but it’s a question researchers attempted to answer in a study released on Monday in the online edition of the Proceedings of the National Academy of Sciences. Their study set out to determine the role cell phones play in car wrecks, and their findings, were very interesting even though it missed a couple of potential behaviors which contribute to accidents.

Determining How Much Renters Insurance You Need

I’ve had an ongoing conversation with a prospective client on renter’s insurance. She’d been referred to me by a mutual friend who shared I could help her with getting a renter’s policy after moving out of a home she’d lived in for many years. The landlord does not require she have renter’s insurance, however, since she had moved out of a home our friend felt she needed the policy to protect what she owns.

Texas Car Insurance for Uber and Lyft Drivers

Sheri dipped her toe in the sharing economy a couple of weeks ago when she downloaded the Uber app to her phone and arranged for a ride home from work while the car was in the shop. Since it was a non-peak time, the rate was incredibly affordable and it could not have been easier to arrange. We were both excited by her positive experience. I’m also excited to report Texas car insurance companies are finally providing affordable policies for Uber and Lyft drivers, as well as their passengers.

Home Insurance and the Disappearing Back Yard

Homeowner’s in Frisco finds themselves caught between a rock and a hard place as they wait for their homeowners association and neighborhood developer to decide who’s responsible for the collapsing slope behind his home. It also raises a question of what their home insurance policy covers and doesn’t cover.

An Update on Driverless Cars and Car Insurance

The National Highway Traffic Safety Administration (NHTSA) sent a letter to the head of Google’s self-driving car program on February 4th stating according to federal safety standards, a self-driving or autonomous vehicle’s software could be considered a “driver.” This announcement, along with a couple of other items that have come to light in the past few weeks provide an interesting perspective on autonomous vehicles and car insurance.

Tag: University Park insurance agents

Liability Coverage, Deductibles and Your Home Insurance Policy

Death, Taxes and Identity Theft

The 4 Property Coverage Categories in a Home Insurance Policy

The Flying Wrench and the Car Insurance Claim

A Texas Home Insurance Overview

Do Cell Phones Cause Car Wrecks?

Determining How Much Renters Insurance You Need

Texas Car Insurance for Uber and Lyft Drivers

Home Insurance and the Disappearing Back Yard

An Update on Driverless Cars and Car Insurance

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