Tag: uninsured motorist coverage

How Will Car Insurance Handle This 6 Car Accident?

On Sunday my brother-in-law was driving to Houston from Dallas on Interstate 45 when traffic slowed down south of Huntsville due to road work. He slowed down and entered the line of vehicles as the number of lanes shifted from two to one. The next sound he heard was the screeching of tires from a Dodge Challenger whose driver ignored the flashing road work signs, lost control of his vehicle and proceeded to side swipe my brother-in-law’s car and the next 4 vehicles ahead of him.

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Drivers With No Car Insurance Increasing Nationally

The number of drivers without car insurance, referred to as uninsured motorists by most insurance carriers, is rising nationally. Almost 1 in 8 drivers, or 13%, did not carry car insurance in 2015 despite it being required in 49 states. This was up from a national average of 12.3% in 2010.

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When is a New Car Covered by Your Insurance Policy?

Sheri and I were returning to Dallas after visiting family in Birmingham for Thanksgiving. A friend and client called me on my cell phone. Since it was Saturday, that usually means a couple of things such as they need help with a claim or a copy of their ID card because they’re getting their car inspected. In this case, it was neither, she was in the process of buying a new car, and before driving off the lot with her new car, the finance manager wanted to confirm she has a current and active car insurance policy.

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Protect from Drivers with No or Not Enough Car Insurance

There are two broad types of coverage which can be included in a car insurance policy. Coverage is available to protect you from financial loss if you’re involved in an accident and it’s your fault. Coverage is also available when you’re involved in an accident and it’s not your fault. The first is required by Texas state law, the second is strictly an option.

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An Introduction to Car Insurance

I talked with a prospective client last week. She’s rolling off her parent’s car insurance policy and having to buy her first car insurance policy. She’s a little nervous about the car insurance being added to her overall budget but is ready financially and can handle it.

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