Tag: Trans Union

How can I accurately check my credit scores and reports??

These days there are so many online credit monitoring companies offering free credit reports and scores; it’s hard to determine which one provides the best and most accurate information. Credit scores can change daily for a number of reasons and no two credit monitoring companies – – or the credit bureau’s for that matter – – score the same way!

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Credit Scores: How They’re Generated

Before credit reports and scores existed, financial institutions had to guess whether someone was a good applicant (or risk) for taking out a loan. Credit reports and scores were “invented” to take the guess work out of it. The national average credit score is approximately 672 – – but how are credit scores calculated?

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