?2013 has come to a close and 2014 is off and running. Housing in north Texas rocketed last year, however many predict it will cool a bit in 2014. The population of Texas continues to grow at a rapid pace. While the rate of growth is predicted to slow a bit in the coming years, it will still grow.
Every year, I like to review the current state of personal insurance for Texas. Personal insurance is what most individuals and families concern themselves with. It includes car, home (condo & town homes), renters, and umbrella insurance policies. The goal is to help most people keep their finger on the pulse of what’s happening. An informed consumer is a powerful force!
The answers are, “An excess liability policy,” and “It depends.” Before we get into who needs one, let’s really outline what an umbrella policy is, what you need to have in order to get one and then who we advise have one.
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