Teen drivers Archives - Wise Insurance Group

Car Insurance and Which Car Teen Drivers Are Rated On

A client called me last week who was surprised at the increase of adding his youngest son with a brand-new driver’s license to the family car insurance policy. I’m reviewing his options, but thought this was a great example of how car insurance companies take different approaches concerning vehicle assignment when adding a teen driver. These differences can result in some very surprising rates, especially if the new driver will be sharing one of the family cars!

Who Pays The Most for Car Insurance?

It’s an interesting question isn’t it?! Some may think it’s gender based and guess men pay more than women. Others may think it’s location based and guess people in big cities pay more than people in rural communities. While both of guesses are correct, they’re not the right answer. Teen drivers, or their parents, pay more for car insurance than any other group.

When to Add a Teen to Your Car Insurance Policy

I had two conversations with two different clients over the last two weeks about teen drivers and their car insurance policy. One client has a daughter that’s turning 16 so we worked through the steps of when to add her to the family’s policy. The second client has a daughter that’s turning 15 and will get her learner’s permit. In this instance, the mom wanted to know when she should add her daughter to the family’s insurance policy, as well as, whether it make a difference if her daughter takes a driver education class that’s instructor led or parent led.

Umbrella Insurance Pricing Factors

I met with a client earlier this week for coffee at a Starbucks in Frisco. One of the topics she wanted to discuss was her and her husband’s umbrella insurance policy. Her two questions were did they have enough coverage and what factors influenced the policy’s rate. I thought they were excellent questions and should be addressed as separate posts in our blog.

The Most Dangerous Driving Days for Teen Drivers

Memorial Day weekend starts in a couple of days marking the end of the school year and the beginning of summer. Most teens are thinking about freedom, summer vacation, maybe a job, or some other activity for the next couple of months.

5 Safe Driving Habits for Teen Drivers

In case you missed it National Teen Driving Week occurred two weeks ago. The goal of National Teen Driving Week is to improve teens driving safety by getting parents and teens working together. This year’s focus, “5 to Drive” was designed to start at least one conversation between parents and teens on safe driving habits. My hope is that there would be multiple conversations between teens and parents on driving. As a dad who’s helped raise three sons during their driving education process, I can attest there will be multiple opportunities to discuss all of the topics the National Highway Traffic Safety Administration (NHTSA) suggests.

Insurance implications for driver education

?One of my clients called me last year with a question that was pretty interesting. She’s a Dallas area mom with a son who was about to turn 15. While she was already wondering what was going to happen to her car insurance premium when her son turned 16, her question was: Will she get a better discount if her son takes the parent-led vs. instructor-led driver education?

Who pays more for car insurance?

Who pays more for their car insurance, a 16 year old with no driving experience or an 80 year old with a life time of

Do teens text while driving?

Do teens text while driving? I know that question is a lot like asking, “Is the sky blue?” but bear with me for a minute.

Tag: Teen drivers

Car Insurance and Which Car Teen Drivers Are Rated On

Who Pays The Most for Car Insurance?

When to Add a Teen to Your Car Insurance Policy

Umbrella Insurance Pricing Factors

The Most Dangerous Driving Days for Teen Drivers

5 Safe Driving Habits for Teen Drivers

Insurance implications for driver education

Who pays more for car insurance?

Do teens text while driving?

Personal

Life

Business

Professional Liability

Follow Us

Newsletter