Tag: self driving car

Whose Insurance Covers an Accident Between Two Autonomous Vehicles?

A Washington Examiner article appeared in my Insurance Journal feed earlier this week raising one of the most interesting questions I’ve seen in a long time and that is, “If two self-driving cars get into an accident, whose insurance covers the damage?” I’m not aware of that happening yet, but it probably will happen. After all, the software that guides these vehicles is still being shaped as both human developers and artificial intelligence, and both are discovering things they may not have considered. There are two scenarios that give us a hint as to the possible answer.

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Federal Regulations Released for Autonomous Cars

On September 20th, the U.S. Department of Transportation announced 15 safety guidelines for autonomous vehicles. The purpose of the guidelines is to provide guidance for traditional automakers and companies such as Uber, Google, and Tesla as they move toward releasing driverless vehicles. Here’s a synopsis of the 15 guidelines as written by Cecilia Kang for the New York Times.

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Who’s At Fault When a Self-Driving Car Crashes?

One of the questions testers, legislators, and even insurance companies are asking is who or what is at fault when a self-driving car crashes? Will it be the other driver, the autonomous car, or some combination? In addition, what testing procedures will the automaker need to follow when testing the vehicle, and whose insurance covers an accident if the self-driving technology is to blame for the accident?

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Car Insurance and Driverless Cars

Driverless cars are coming, and they’re coming sooner than most of us think. One only has to search “driverless car” on Google, Yahoo, or Bing and there will appear over 3,000,000 results for your reading or viewing enjoyment. Google has retrofitted Lexus and Toyota models for testing, not to mention their 100 mini commuter cars that look very similar to a Little Tykes car my youngest son had.

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