I was reviewing a car insurance quote with a woman from Richardson last week, and she asked me a question after I confirmed her claims history. She had one claim for an accident that wasn’t her fault. Her question was, does an accident that wasn’t her fault still count against her?
Dallas and the North Central Texas Council of Governments, like many municipalities, are working through the task of creating a consistent car for hire policy. The goal is to create a seamless regional approach for cabs, limos, and app based companies like Uber and Lyft. If successful, we can avoid a patchwork approach of different rules and regulations for Dallas, Fort Worth, Plano, Grapevine, Richardson, Keller, etc.
There are a number of factors which go into the computation of your home insurance premium including age, construction type (brick, wood frame, etc.), age, and roofing material. In addition, there are factors that shape the replacement cost of your home’s insured value which has a direct correlation to what you pay for insurance. These include the number of square, how many stories, the number of living areas, number and grade of bathrooms, kitchen grade (see http://50.87.248.161/~wiseinsu/kitchens-bathrooms-and-home-insurance/), and is there a fireplace or swimming pool.
I attended a class on cyber liability insurance earlier this week. It was hosted by one of my commercial insurance companies in their Richardson office. It covered a brief history of this insurance, outlined what’s covered, requirements, potential liability issues and impact, as well as data breach trends.
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