Tag: property damage

Texas Car Insurance and Liability Coverage

Most Texas car insurance policies may contain up to 7 sections within them. The first section forms the foundation coverage for our car insurance. In fact, it is the only section the state of Texas requires policy holders to carry, and that’s liability coverage.

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Car Insurance and Not At Fault Accidents

I was reviewing a car insurance quote with a woman from Richardson last week, and she asked me a question after I confirmed her claims history. She had one claim for an accident that wasn’t her fault. Her question was, does an accident that wasn’t her fault still count against her?

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Protect from Drivers with No or Not Enough Car Insurance

There are two broad types of coverage which can be included in a car insurance policy. Coverage is available to protect you from financial loss if you’re involved in an accident and it’s your fault. Coverage is also available when you’re involved in an accident and it’s not your fault. The first is required by Texas state law, the second is strictly an option.

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Car Insurance and Uninsured Motorist Claims

A client called me a couple of weeks ago. He’d been rear-ended by another person who said he had car insurance, but he didn’t. Their car insurance had been cancelled due to non-payment which meant my client had to file a car insurance claim on his policy where someone else was clearly at fault. This type of claim is referred to as an uninsured motorist claim.

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Sold your Car? Keep or Cancel Your Car Insurance?

A client of mine sent me an email over the weekend letting me know he’d sold his car and had not replaced it yet. Since he’s engaged, he’s sharing his fiancé’s car until he replaces the sold one in the next couple of weeks. He asked an excellent question I run into from time to time; should he cancel his car insurance until he buys a replacement?

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Car Insurance and Rental Cars

It’s hard to believe but summer’s only 5 weeks away and that means summer vacations are almost upon us. One of the questions I’m asked a couple of times a year by a client is whether or not their car insurance covers a rental car. It’s usually asked by someone who’s getting ready to go on a trip and rent a car in their destination.

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Car Insurance and New Car Cost

More people are buying new cars as we continue to see the U.S. economy slowly improving. These new car buyers are replacing older cars that they’ve driven longer. Another factor that’s helped people move forward with new car purchases are the low interest rates we’ve enjoyed the past several years.

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How Much Car Insurance do You Need?

I had coffee last week with a friend of mine in Dallas. We’ll call her Abby, not her real name. We were catching up on each other’s summer and how our businesses were doing; they’re both growing. Abby owns one of the top catering companies in Dallas handling everything from a family meal, when no one feels like cooking, to a sit down dinner for 5,000 people. She’s quite the chef! When my wife had eye surgery earlier this year, Abby gave me a batch of her tortilla soup to aid in Sheri’s recovery. It was the best soup either of us has ever had.

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