?Buying a new car can be an exciting experience. You do the research, take test drives, and handpick every option to make it truly YOUR car. You’ve even made it through the finance office. Now it’s time to drive it off the lot. It’s yours! You post pictures on Facebook, tweet pictures of your new ride and even offer to drive coworkers to lunch so they can smell the “new car” smell! You are loving it!
Two weeks ago, we looked at the importance of having a home inventory. Having one helps any insured renter or homeowner be fully and accurately reimbursed for their contents if they’ve been burglarized or experience a loss from a fire or natural disaster. We followed up that post with what to do if you’ve been broken into. Avoiding being broken into is better yet.
Here are 14 steps you can take to reduce your odds of being burglarized by making it harder for a burglar, as published by the Dallas Police Department.
Do you feel like your life is going nowhere? You feel like an empty shell and each day is a repeat of the last? Or maybe your life is running 100 miles an hour but it seems like it’s headed in the wrong direction and you’re unable to put on the brakes or change direction?
Maybe the prince charming or fairy princess you thought you’d married 10 or 20 years ago really did turn out to be the frog and you feel trapped in a dull, emotionless marriage without a flicker of passion? The relationship that once stirred your soul now barely stirs your morning coffee?
Could it be that you’re once again on the verge of incredible success but you’re sabotaging your own success because you don’t feel worthy? Or maybe life’s good and has been rocking along but it’s time for the 60,000 mile checkup?
?One of the most difficult and dangerous places to drive in Texas is on our highways. Driving through one of the major construction projects takes that experience to another level. If you’ve been in the D/FW area, two excellent examples of this would be the reconstruction of the D/FW Connector (Highways 121 & 114 north of D/FW Airport) or LBJ Freeway (Interstate Highway 635 between I-35 and Highway 75).
At the end of a long day at work, you arrive home ready for a warm meal and a little down time. Instead, you find you’ve been broken into. Think! What do you do?
If you’re expecting your first child or have an infant, this blog’s especially for you! The number one killer of children ages 1 – 12
client called me the other day to let me know she’d been robbed. She had arrived home to find her home had been broken into and several things taken. We reviewed what information she’d provided to the police, her home insurance deductible, and measures she could take in the coming days to potentially recover her valuables. As I think of her experience there are a couple of topics I’d like to cover over several blog postings including
The answers are, “An excess liability policy,” and “It depends.” Before we get into who needs one, let’s really outline what an umbrella policy is, what you need to have in order to get one and then who we advise have one.
?Several years ago, I rear ended a truck in stop and go traffic on I-35 in Dallas. It was my fault. Six years ago, I was rear ended by a truck and it was their fault. Usually the person who hits the person in front of them is at fault. Unless of course the person in front does something that would not be considered an intelligent move, like the guy who changed a tire in the middle of the road on a two lane highway! That was not the case last week!
?Is a town home a house, a condo or something else? Since we’re discussing it from an insurance standpoint (we’ll ignore the real estate perspective), town homes can be viewed as;
A single family home (yes, even if it’s connected on both sides to neighbors)
It can also be viewed as a condo
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