Tag: Plano independent insurance agents

Does Your Home Insurance Cover This?

In the category where truth is stranger than fiction, news wire services reported in January of this year the account of a St. George, Utah couple whose home was struck by a boulder measuring 12 feet by 9 feet. The rock broke free from the cliff above Scot and Wanda Denhalter’s home at about 3:00 a.m. and crashed through the master bedroom wall while Wanda was sleeping alone in their bed.

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Should You Buy Movers Insurance?

I was talking with a new client two weeks ago. We’d just completed the insurance on the new home they’re buying and they were finalizing everything for their move to Dallas. The client had one last question about his new policy. He’d met with the moving company earlier and wanted to know whether or not the home policy we’d written for them would cover their property during the move or should he buy the movers insurance?

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Back to School Driving Reminders

School supplies are out in force at Wal-Mart, Target, and office supply stores across the Dallas / Fort Worth area. That means it’s almost time for our kids to return to the classroom. In the next two weeks the familiar flashing light marking school zones will renew its warning and traffic will be interspersed with school buses for each of the independent school districts. It’s time to revisit Texas laws concerning both school zones and driving around buses.

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Identity Protection for College Students

I’m amazed at the level of technology available on our college campuses. For those who are my age, we had an electric typewriter that may have been self-correcting. In order to access a computer we had to schedule time in a special facility on campus and even then, programming was done on punch cards. Things have come a long way since then.

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When is an Insurance Discount Not One?

I received a letter last week from the University of Alabama, Birmingham alumni association. I graduated from there with a business degree, I’ll let you guess when. The letter was to offer me savings of $300 to $400 a year on my car insurance with a company I was with before I started Wise Insurance Group. As an alumnus of UAB, I qualified for an insurance discount.

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College Students and Car Insurance

Having a child go to college is a wonderful and sometimes slightly scary time for most parents. Son or daughter is spreading their wings, stepping out on their own and beginning to prepare for life as an adult while they figure what their future holds. It is also a time when a son or daughter begins to make decisions for themselves, some of which have adult level consequences.

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Insurance for College Students Personal Property

I was running through Wal-Mart yesterday to pick up a few things and noticed several aisles stocked with back to school supplies. There were notebooks, pens, paper, computer keyboards and mice in an assortment of colors, calculators, etc. Moms and dads were comparing available supplies with lists from schools and loading up their shopping carts.

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Flood Insurance Reform Act of 2012

In case you missed it, the Biggert-Waters Flood Reform Act of 2012 (BW-12) was passed by the U.S. Congress in July of last year. The goal of BW-12 is for the Federal Emergency Management Agency, or FEMA, and other agencies to make changes in how the National Flood Insurance Program (NFIP) is administered.

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Legalized Marijuana, DUI, and Car Insurance

In November of 2012, the states of Colorado and Washington voted to legalize recreational marijuana usage. People can now legally possess up to one ounce of marijuana if they’re over 21. They may also legally grow up to six plants for personal use; however, they may not legally smoke in public places such as parks or on sidewalks.

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How Your Home Insurance Value is Determined

I received a call on Friday from a woman in Frisco, Texas on Friday who wanted me to review her home and car insurance. The family’s rates are going up on their upcoming renewal in August, and like most people she doesn’t want to spend more on her insurance than she has to. I don’t blame her!

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