Plano car insurance Archives - Page 5 of 19

Back to School Driving Reminders

School supplies are out in force at Wal-Mart, Target, and office supply stores across the Dallas / Fort Worth area. That means it’s almost time for our kids to return to the classroom. Schools start over the next two weeks and the familiar flashing light marking school zones will renew its warning and traffic will be interspersed with school buses for each of the independent school districts. It’s time to revisit Texas laws concerning both school zones and driving around buses.

Car Insurance and College Students

If you have a son or daughter heading off to college, you’re in the midst of getting everything together, packed, and ready to either take them to school or preparing them to head off on their own. As busy are you may be right now, there are a couple of car insurance related topics that are worth taking a few moments to examine as a parent, and to talk about with your son or daughter before they step onto campus.

10 Car Insurance Discounts That Add Up

No one wants to pay more for their car insurance than needed. This is why many people volunteer their cars have such features as anti-lock brakes, a security system, air bags, etc. With that in mind, here are 10 discounts to be aware of that may add up to some nice savings on your car insurance!

BFF Wrecks Your Car. Who’s Car Insurance Pays?

You and three of your best friends are headed to the Texas Hill country for a weekend to get away and catch up with each other. You’ve been looking forward to it for weeks! It’s been a very long week with late nights to wrap up a project before heading out of town and you’re tired. You ask one of your friends to drive your car while you rest. They accidentally clip another car while passing. No one got hurt, but it’s your friend’s fault and your car.

Air Bags: Recalls, Mysteries, and Driving Changes

Most of the time, I rarely think about my air bags. My car has full frontal air bags along with side curtain air bags. I have no desire to ever see what they look like or even discover how they work, but I’m very glad they are there. I have been in one major accident in my life, before the cars I owned had air bags. The seatbelt saved my life and protected me from suffering any major injuries. I’d like to avoid experiencing that again.

Car Insurance and Driverless Cars

Driverless cars are coming, and they’re coming sooner than most of us think. One only has to search “driverless car” on Google, Yahoo, or Bing and there will appear over 3,000,000 results for your reading or viewing enjoyment. Google has retrofitted Lexus and Toyota models for testing, not to mention their 100 mini commuter cars that look very similar to a Little Tykes car my youngest son had.

Car Insurance and Not-at-Fault Claims

Early in my insurance career, I was attending a larger party with a number of friends when a woman came up to me with tears in her eyes. Her husband, who was coming in their other car, had been involved in an accident not far from where we were gathered and she did not know what to do. We left the party together in her car and I drove us to where the accident had occurred, a southbound service road of North Central Expressway in Dallas.

Texas Car Insurance Rates Rise

If you think Texas car insurance rates are on the rise, it’s not your imagination. Based on a report released earlier this year by the National Association of Insurance Commissioners, Texas premiums now rank 11th highest in the nation. Two years ago, we were ranked 14th highest in the nation. The average Texas car insurance premium, based on the 2009 data used for the NAIC report (the most recent nationwide data available), is now $1,022 a year. The national annual average rate is $901.

File a Car Insurance Claim or Accept Direct Payment?

A client called me last week with a question about how to handle something. Her teen had been in a little accident with an adult, and it was the adult’s fault. The good news is the teen was unhurt and the damage to her car was minimal; the bumpers simply rubbed together. According to the body shop the client visited, they could either remove, sand, and repaint the bumper or replace it. The difference in cost was minimal.

Insurance Implications if You Uber, Airbnb, etc.

Yahoo posted an interesting article on June 2nd listing 25 Ways to Make Money Renting Your Home, Car, Kitchen and More to Total Strangers. I am always fascinated to see how people make money. In this digital age, it’s possible for anyone to participate in the sharing economy and make a little extra money too. The one thing that’s missing from this article and other blog posts I’ve seen are the insurance implications for the owner of the home or vehicle, and there are some.

Tag: Plano car insurance

Back to School Driving Reminders

Car Insurance and College Students

10 Car Insurance Discounts That Add Up

BFF Wrecks Your Car. Who’s Car Insurance Pays?

Air Bags: Recalls, Mysteries, and Driving Changes

Car Insurance and Driverless Cars

Car Insurance and Not-at-Fault Claims

Texas Car Insurance Rates Rise

File a Car Insurance Claim or Accept Direct Payment?

Insurance Implications if You Uber, Airbnb, etc.

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