Last week we introduced the three types of rental property insurance policies; fire, Dwelling Policy Form 1, and Dwelling Policy Form 3 (see http://50.87.248.161/~wiseinsu/3-types-rental-property-insurance-policies/). I’d like to build on that in this week’s post with a look at the coverage that should be on a Form 3 Dwelling Policy in order to provide the best coverage for the property owner.
I’m currently working with several Dallas area families on their home insurance. These families include three families who are wanting me to evaluate their current insurance and see if we can provide them with lower cost insurance options than they currently have. The other two are first time home buyers that were referred to me. They want me to find the right level of insurance for them, save them money, and educate them in the process.
I got a text message from a client and friend of mine, John Brooks. John’s a realtor with Keller Williams in Dallas (www.johnbrookstherealtor.com) and he and his wife, Aggie, live in a loft style apartment near downtown. The text message was a picture of their dog watching a fan blow air across the floor that let me know they’d experienced a water leak. I called John while m y wife, Sheri, and I were heading to meet some friends for dinner, so I could get the full scoop.
Personal property off premises Do you remember when you bought your first house? You moved all your stuff in, looked around and wondered how you’d
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