personal liability Archives - Wise Insurance Group

Personal Liability Oriented Home Insurance Options

There are three areas or categories home insurance options tend to fall into. Last week I opened this series with a look at property-oriented options. These options provide additional coverage that either extends the base limits of coverage contained within a home, renters, or condo insurance policy, or they provide additional coverage that isn’t a part of the base policy. In this week’s post, we’ll examine options that provide coverage for personal liability.

Texas Condo Insurance Coverage

Last week’s post, An Introduction to Condo Insurance (see https://wiseinsurancegroup.com/an-overview-of-texas-condo-insurance/) addressed how to determine the amount of condo insurance needed and what it covers. There’s more to a condo policy, however, than covering the finish out of the home and your personal property or contents. There are other coverage items to consider including personal liability, medical coverage, deductibles, and home owner’s assessment.

More Home Insurance Options

No home policy covers everything, so options allow people to tailor their policy to meet their specific needs by adding the coverage they need, but not paying for coverage they don’t need. Here are 5 more options worth knowing about.

Home Insurance and Liability Coverage

Texas home insurance policies, like policies in most other states, are divided into sections. The first section outlines the core property coverage, which I introduced last week (see http://50.87.248.161/~wiseinsu/home-insurance-core-property-coverage/). The second section outlines the policy’s liability coverage which is designed to protect the homeowner financially if something happens in the home or on the property.

Why You Need Renters Insurance

Why does anyone who rent’s an apartment condo, or single family home need renters insurance? Aside from many apartment complexes or landlords requiring it, renters insurance protects the renter from financial loss when something happens such as a fire, water leak, or theft.

Umbrella Insurance Pricing Factors

I met with a client earlier this week for coffee at a Starbucks in Frisco. One of the topics she wanted to discuss was her and her husband’s umbrella insurance policy. Her two questions were did they have enough coverage and what factors influenced the policy’s rate. I thought they were excellent questions and should be addressed as separate posts in our blog.

Tag: personal liability

Personal Liability Oriented Home Insurance Options

Texas Condo Insurance Coverage

More Home Insurance Options

Home Insurance and Liability Coverage

Why You Need Renters Insurance

Umbrella Insurance Pricing Factors

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