Park Cities insurance agents Archives - Page 8 of 11

3 Home Insurance Pricing Factors Not Related To Your Home

There are a number of factors which go into the computation of your home insurance premium including age, construction type (brick, wood frame, etc.), age, and roofing material. In addition, there are factors that shape the replacement cost of your home’s insured value which has a direct correlation to what you pay for insurance. These include the number of square, how many stories, the number of living areas, number and grade of bathrooms, kitchen grade (see http://50.87.248.161/~wiseinsu/kitchens-bathrooms-and-home-insurance/), and is there a fireplace or swimming pool.

When More Than One Type of Liability Coverage is Needed

I’m working with a Dallas area consulting firm which has experienced explosive growth over the past year in terms of both people and revenues. They are negotiating a lease for their first office space and will move out of the owner’s home in the coming months. It’s a very exciting time for them involving a lot of moving pieces, insurance being one of them.

4 More Driving Scenarios for Your Teen Driver

Last week I introduced 5 driving scenarios to expose your teen driver to including left turns, dead traffic signal, rail road crossings, highway driving, and rush hour driving (see http://50.87.248.161/~wiseinsu/exposing-teen-drivers-to-different-driving-scenarios/). The reason for doing this is to give your teen practice at learning how to deal with complex traffic situations.

Kitchens, Bathrooms and Home Insurance

There are many factors insurance companies consider when determining a home’s replacement cost, how much it takes to rebuild a home in the event of a total loss (see http://50.87.248.161/~wiseinsu/home-insurance-replacement-cost-actual-cash-value). Kitchens and bathrooms are two room types which have a significant impact on a home’s replacement cost.

What Additional Insureds are and Why They Matter

I’ve been working with two general contractors this week. One is a custom home builder and remodeler in Dallas, and the other is a roofing company in Frisco. Both are getting general liability policies with a blanket coverage option for additional insured’s, and both wanted to understand what an additional insured is and why it matters to them.

Exposing Teen Drivers To Different Driving Scenarios

I’ve been driving for 40 years which sounds a lot longer than it actually feels. I’ve seen a lot of interesting driving scenarios during that time; people making turns from the wrong lane, cars driving the wrong way on a one way street, people moving across 4 lanes of traffic to make an exit, others who stopped on an entrance ramp, deer crossing a highway, people drifting into my lane, and much more. It continues to amaze me how fast a driving situation can change and how equally fast I’ve had to respond to what’s happening around me.

Roofs and Home Insurance

Roofs are one of those things that keeps coming up when I talk with people about home insurance in Texas. This is because roofs impact homeowners and home buyers in so many ways: they can cause the home insurance to cost more, cost less, or impact it in how a weather related claim is paid (see http://50.87.248.161/~wiseinsu/home-insurance-roofs-impact/).

Babies and Car Seat Safety

Discovering you’re going to have a baby is one of the most exciting things ever experienced. It may seem like the day will never arrive, but the time passes very quickly in getting the nursery ready, picking out names, getting clothing, finding the right stroller, and beginning to plan what hopes and dreams you have for your son or daughter.

Texas Department of Insurance and Home Insurance Rate Hikes

Texans have paid among the highest rates for home insurance for at least the last ten years. Jockeying with Texas for the state with the highest rates have been Florida and Louisiana, while Oklahoma and Washington D.C. have rounded out the top five.

Digital Asset Considerations Before You Die

None of us lives forever, but our presence in social media may go on forever after we take our last breath. Planning for what we want the end of our life encompasses many things; wills, medical directives, HIPAA releases, cremation versus burial, and even what kind of a ceremony we may want. I’d like to add one more item to your list, what do you want to happen to your digital assets?

Tag: Park Cities insurance agents

3 Home Insurance Pricing Factors Not Related To Your Home

When More Than One Type of Liability Coverage is Needed

4 More Driving Scenarios for Your Teen Driver

Kitchens, Bathrooms and Home Insurance

What Additional Insureds are and Why They Matter

Exposing Teen Drivers To Different Driving Scenarios

Roofs and Home Insurance

Babies and Car Seat Safety

Texas Department of Insurance and Home Insurance Rate Hikes

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