Tag: Park Cities insurance agents

An Introduction to Pet Insurance

Pets have a profound impact on us. They can be funny, sing along with us, nudge us to scoot over, chase their tail, roll around to scratch their back, jumping at their reflection, or trying to figure out how to play with a household appliance. They can comfort us at the end of a long day greeting us with a wagging tail, rest their head on our leg to comfort us, or sit on our lap asking for some attention – now! In many ways they seem to love us unconditionally in the way few humans do.

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Texas Home Insurance Claims

Texas home insurance rates continue to climb and remain the highest in the country. There are two broad reasons most insurance companies give for our high rates; weather and increases in the cost of claims. With that in mind, I thought it was time to revisit the top four home insurance claim types, as well as where they are occurring geographically.

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Life insurance and kids

Sheri and I have a blended family. Between the two of us, we have 7 kids and 5 grandkids, the latest arrived Wednesday night at 7:30. She’s beautiful just in case you were wondering! Her arrival reminded me of a question I’m occasionally asked by people who are evaluating life insurance after the birth of a child, and that is, should they get a life policy for their new bundle of joy?

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Home Insurance for Homes with Issues

Several times a year, I receive a call from an individual or family member who’s very anxious. They’ve found their dream home in north Texas, put their earnest money down, and ordered the inspection. The inspection outlines an issue and they find out days or a week before closing from their insurance agent that this issue prevents them from getting home insurance.

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Car Insurance Liability: Split vs Combined Single Limits

I was reviewing a car insurance quote with a prospective client the other day. She and her husband are buying a new home and wanted to review their car insurance to see if they could save money on that as well. We were in the midst of discussing liability coverage when she asked me to explain the difference between split limits and combined single limits as she’d heard someone mention this to her.

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Home Insurance and Second Homes

Sheri and I went backpacking in Colorado last week for our vacation. It was wonderful to get out of the 100 degree temps in Dallas and enjoy some milder weather, the mountain views, and the challenge of breathing while lugging a pack up a 13,000 foot pass. Before, and after, our two person tent became our abode for three nights, we stayed in a condo. Like many condos in Colorado’s ski areas, this one is a family’s second home, and it led me to think about home insurance for second homes.

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Small Business Network Security

News sites across the internet, as well as local media, informed us that 1.2 billion usernames and passwords were stolen by an internet crime group located in a small city in south-central Russia. In addition to the usernames and passwords, over 500 million email addresses were also stolen and confidential material was obtained from 420,000 websites. The websites that were hacked included Fortune 500 companies as well as small internet sites.

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Car Insurance and College Students

If you have a son or daughter heading off to college, you’re in the midst of getting everything together, packed, and ready to either take them to school or preparing them to head off on their own. As busy are you may be right now, there are a couple of car insurance related topics that are worth taking a few moments to examine as a parent, and to talk about with your son or daughter before they step onto campus.

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Rental Property Insurance for Multiple Properties

I work with a number of clients who own rental property; some are just starting out with their first property while others have been at it for years and own multiple units. Most people who are starting with their first rental property tend to insure them with the same company that insures their primary home and cars. Those that own multiples may continue to insure theirs in the same way, but is this the best way?

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Car Insurance and New Car Cost

More people are buying new cars as we continue to see the U.S. economy slowly improving. These new car buyers are replacing older cars that they’ve driven longer. Another factor that’s helped people move forward with new car purchases are the low interest rates we’ve enjoyed the past several years.

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