Park Cities independent insurance agents Archives

When is a New Car Covered by Your Insurance Policy?

Sheri and I were returning to Dallas after visiting family in Birmingham for Thanksgiving. A friend and client called me on my cell phone. Since it was Saturday, that usually means a couple of things such as they need help with a claim or a copy of their ID card because they’re getting their car inspected. In this case, it was neither, she was in the process of buying a new car, and before driving off the lot with her new car, the finance manager wanted to confirm she has a current and active car insurance policy.

Avoid a Home Insurance Claim this Winter

Winter’s here, and in north Texas, that means some cool to moderate temperatures with some hard freezes thrown in, and just maybe, some snow or an ice storm. With that in mind, let’s examine what you can do to avoid a home insurance claim this winter, which will keep your rates down for years to come.

Avoiding a Holiday Car Break In

The holiday season is here and with it comes holiday parties, lights, decorations, and of course, shopping at malls and online. In addition to the

Avoiding a Holiday Home Break In

Pre-Black Friday, Black Friday, and Small Business Saturday has come and gone and today is Cyber Monday. In case you missed it, there are 24 more shopping days till Christmas, so you have plenty of time to find the perfect gift for loved ones or yourself!

2 Succession Planning Options & How to Fund Them

You’ve worked long hours to fulfill a dream and build your company from a surviving business to a thriving, successful business. Have you given any thought to succession planning; who will succeed you, and how it will be funded? Or maybe you’re a partner in a company and you want to protect the business you’ve helped build, but what if something happens to your partner?

Privacy Rights and Your Car

Is privacy dead? Most of us know that if we write a blog, tweet, share on Facebook, pin something on Pinterest, or share a video on YouTube, it’s probably not private. The same goes for email and those cookies which seem to track every website we visit. But did you know your car may have the ability to share more about you than you’d like?

Impact a Claim has on a Texas Home Insurance Policy

A client sent me an email last week stating he has a roof leak in his north Texas home which was probably caused by hail.

Why Small Businesses Should Care About Net Neutrality

Net neutrality, in pure layman’s terms, simply means a small business owner like myself gets the same access to people on the internet as large companies, such as Netflix, YouTube, eBay, etc. do. There’s no super-fast internet lane for them that they’ve paid for while Wise Insurance Group, Richardson Bike Mart, Hypnotic Donuts, or other small businesses are relegated to a poorly paved country road. Not only could millions of other small businesses be pushed onto a slow lane, we could potentially be blocked by an internet service provider such as AT&T, Comcast, or Time Warner, because we didn’t pay extra for access while a larger company did.

Teens, Alcohol, and A Free Pass

There’s one more area teens have that parents need to address; what to do in alcohol related situations. For example, 25% of all teens don’t know what to do if someone was drinking alcohol in the vehicle. 28% don’t know how to get home if their driver has been drinking. In 2011, 32% of teen drivers killed in car accidents had a blood alcohol content of 0.01 or higher.

3 Home Insurance Pricing Factors Not Related To Your Home

There are a number of factors which go into the computation of your home insurance premium including age, construction type (brick, wood frame, etc.), age, and roofing material. In addition, there are factors that shape the replacement cost of your home’s insured value which has a direct correlation to what you pay for insurance. These include the number of square, how many stories, the number of living areas, number and grade of bathrooms, kitchen grade (see http://50.87.248.161/~wiseinsu/kitchens-bathrooms-and-home-insurance/), and is there a fireplace or swimming pool.

Tag: Park Cities independent insurance agents

When is a New Car Covered by Your Insurance Policy?

Avoid a Home Insurance Claim this Winter

Avoiding a Holiday Car Break In

2 Succession Planning Options & How to Fund Them

Privacy Rights and Your Car

Teens, Alcohol, and A Free Pass

3 Home Insurance Pricing Factors Not Related To Your Home

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