Tag: motorcycle insurance

Motorcycle Insurance Rating Factors

How much does motorcycle insurance cost? That’s a common question I get from new riders or people who’ve relocated to Dallas and brought their bike with them. Frankly, it’s hard to answer as there are a number of factors that determine the rate you’ll pay for a motorcycle insurance policy. I thought it would be good to follow up with what some of those are after last week’s post on motorcycle coverage (see https://wiseinsurancegroup.com/motorcycle-insurance-coverage/). I’ve organized them into three different categories of factors including bike, rider, and coverage related.

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Motorcycle Insurance Coverage

The sound and throb of an idling V-Twin motorcycle is music to my ears, especially with a nice set of pipes. After listening to a beautiful Harley, I thought it was time to revisit motorcycle insurance with an overview. This will be the first in a two part series. In this post, I’ll provide an overview of the sections of a motorcycle insurance policy and will follow it next week with an outline of factors that impact a policy’s rate.

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An Introduction to Motorcycle Insurance

I admit it; I’ve always had a little bit of jealousy for anyone who rode on a motorcycle. It didn’t matter if it was a sport bike, cruiser, or off road bike. One of my favorite sounds is the low throb of a V-Twin idling. It’s music to my ears! In the next few years, I’ll take the plunge, take the rider safety class, and buy a bike, but until then, I’ll satisfy that urge helping people with their motorcycle insurance.

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Umbrella Insurance Pricing Factors

I met with a client earlier this week for coffee at a Starbucks in Frisco. One of the topics she wanted to discuss was her and her husband’s umbrella insurance policy. Her two questions were did they have enough coverage and what factors influenced the policy’s rate. I thought they were excellent questions and should be addressed as separate posts in our blog.

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