Tag: Mesquite insurance agents

Texas Car Insurance Rates Rise

If you think Texas car insurance rates are on the rise, it’s not your imagination. Based on a report released earlier this year by the National Association of Insurance Commissioners, Texas premiums now rank 11th highest in the nation. Two years ago, we were ranked 14th highest in the nation. The average Texas car insurance premium, based on the 2009 data used for the NAIC report (the most recent nationwide data available), is now $1,022 a year. The national annual average rate is $901.

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Wedding Insurance

Sheri and I had the pleasure of attending the wedding of a dear friend last month. The bride looked stunningly beautiful and the groom had the look of someone completely smitten, knowing he was blessed beyond his wildest imagination. It was truly a delightful experience to celebrate them with their family and mutual friends. The bride’s dad performed the ceremony which made it very special.

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Cyber Liability Insurance for Small Businesses

Unless you’ve totally unplugged from all news media and the internet over the past week, you’ve heard of the Heartbleed bug. The Heartbleed bug (it’s not a virus) is a vulnerability in the OpenSSL library, the software that makes your website and other sites secure when a person is reviewing banking records, making a purchase from your company, or updating their information or method of payment in their on-line account.

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The Impact a Claim has on your Car Insurance

“Will a claim cause my car insurance rate to increase? “ This is one of the most frequently asked questions I hear when talking with a client about an accident. The short answer is yes. I don’t always know how much of an impact an insurance claim will have on any person’s specific renewal premium, but claims do have an impact on their rate.

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Advanced Car Safety Systems

The Detroit auto show started last week and runs through January 26th. There are the debuts of new models from domestic and international car manufacturers, concept cars, and lots of new technology. Chief among the new offerings arriving in cars are those technologies that are grouped in a category referred to as advanced car safety systems. They aren’t quite as sexy as the new Corvette, but if they better protect us from accidents, we’ll be just as appreciative of them.

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5 Reasons You Need a Will & other estate planning documents; Now!

No one wants to think of someone else raising their children. But if tragedy strikes and both parents are gone, do you want a court that has no personal knowledge of you or your children and their needs deciding who will raise them? Do you want a court who knows nothing about your values and religious beliefs making that decision?

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Dealership Totals Your Car: Whose Insurance Claim is it?

John Hooper’s story hit the internet last week. He was the proud owner of a 580 horse power 2012 Chevrolet Camaro ZL1. John took his Camaro to the local dealership, First State Chevy in Georgetown, Delaware, for warranty work on an issue with the car’s paint. One of the dealership’s employees took his car for an unauthorized joy ride on a Sunday in December when the dealer was closed.

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What Kind of Car Insurance Covers a Fire?

You’re driving your new car on LBJ freeway in Dallas, headed to D/FW Airport to catch a flight out of town. You smell smoke and notice people are looking at you funny and maybe even waving as they pass. Your car loses power but you’re able to locate a safe place to pull over. Your car’s on fire! You grab your cell phone, dial 911, and wait for the Dallas Fire Department to arrive.

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