Tag: Lakewood insurance agents

Will My Home Insurance Rate Change Next Year?

A couple of weeks ago, I was having coffee with a retired couple in a Dallas Starbucks reviewing the home insurance quotes I’d prepared for them. They’d been referred to me by a friend who was concerned they were paying too much for home insurance. They were asking questions about the quotes we’d reviewed and the explanation I’d given for the coverage. The wife asked me one final question which was, would the home insurance premium increase next year?

Read More »

Factors That Impact Commercial Car & Truck Insurance Rates

I’ve had the pleasure of working with a number of Dallas / Fort Worth area business owners with their commercial car and truck insurance. We’ve written cars, pickup trucks, cherry pickers, and even cement mixers. It’s always interesting to determine what insurance company will provide the best coverage and the best rate.

Read More »

Home Insurance and Demolition Cost

Every home insurance quote begins in a conversation with the home owner or buyer. I take the time to understand how the home is finished out such as the number of bedrooms, bathrooms, type of floor coverings, roof type, etc. This information is then entered into the replacement cost system for each insurance company we work with which in turn generates a home’s replacement cost value.

Read More »

Drowning Prevention for Your Kids

Two seconds. That’s how long it takes for a child to drown. One Mississippi, two Mississippi and your life could be changed forever. Even if you don’t have a swimming pool, chances are you and your child(ren) will visit someone who does or you’ll join friends and family for an outing on a lake, river or at the ocean this summer.

Read More »

Two Questions about Teens and Car Insurance

A client sent me an email two weeks ago that turned into an enjoyable “conversation” over a series of email messages. My client has a teen daughter that’s about to get her learner’s permit and she wanted to know when she should add her daughter to her car insurance policy.

Read More »

Wedding Insurance

Sheri and I had the pleasure of attending the wedding of a dear friend last month. The bride looked stunningly beautiful and the groom had the look of someone completely smitten, knowing he was blessed beyond his wildest imagination. It was truly a delightful experience to celebrate them with their family and mutual friends. The bride’s dad performed the ceremony which made it very special.

Read More »

Car Insurance and Uninsured Motorist Claims

A client called me a couple of weeks ago. He’d been rear-ended by another person who said he had car insurance, but he didn’t. Their car insurance had been cancelled due to non-payment which meant my client had to file a car insurance claim on his policy where someone else was clearly at fault. This type of claim is referred to as an uninsured motorist claim.

Read More »

Home Insurance, Jewelry and Schedule Items

I received a text message from one of our car insurance clients last week. Her car had been broken into and a ring was missing. She wanted to know if the loss of the ring was covered by her car insurance. It’s not; whenever an item that is not a part of the car is stolen from a car, it’s considered a home insurance claim…

Read More »