When was the last time you thought about your insurance? Any kind? Most people don’t think about insurance, whether car, home, or business, except at different times including the purchase of a new car or adding a teen driver, buying a home, when a baby arrives, or when starting or growing a business. Some people may think about their insurance when it renews, and everyone thinks about it if when they have a claim.
I helped a new Dallas client with her car insurance this week. We were able to save her $300 a year over what she’s paying now and give her better coverage. One of the ways we added coverage and kept the price lower is by offering her a discount for agreeing to let the new car insurance company monitor her driving for up to 4 months.
Texas home insurance policies, like policies in most other states, are divided into sections. The first section outlines the core property coverage, which I introduced last week (see http://50.87.248.161/~wiseinsu/home-insurance-core-property-coverage/). The second section outlines the policy’s liability coverage which is designed to protect the homeowner financially if something happens in the home or on the property.
Most Texans give little thought as to what’s happening in any given legislative session in Austin. After all, how does it impact me or what can I do seem to get in the way of work, raising kids, and being with family and friends. I understand, but you might be surprised that when we do speak up, we may just be heard and cause the very change we seek.
Dallas and the North Central Texas Council of Governments, like many municipalities, are working through the task of creating a consistent car for hire policy. The goal is to create a seamless regional approach for cabs, limos, and app based companies like Uber and Lyft. If successful, we can avoid a patchwork approach of different rules and regulations for Dallas, Fort Worth, Plano, Grapevine, Richardson, Keller, etc.
Last fall, Dallas was set to open a horse park near the Great Trinity Forest in southeast Dallas. The opening was delayed partly due to
Have you heard about the new Ford F-150? It would be hard to miss the press on its predominate aluminum body. Ford shaved 700 pounds off last year’s model by switching from steel to aluminum for 97% of the outside of the truck’s body. Doing so helped improve theF-150’s fuel economy from 5% to 29% depending on which engine is installed.
Thirteen earthquakes struck north Texas in a 24 hour period last week hitting near the former site of Texas stadium in Irving. North Texans began asking, “Where were you when the quakes struck?” The top three quakes measured 3.1, 3.5, and 3.6 on the Richter scale, with the remaining tremors measuring between 1.6 and 2.9. Many north Texans were shaken up. Calls began to pour in to city offices, fire and police departments, as well as offices of homeowners’ insurance agents.
On November 14 of last year, I wrote a blog post on why small businesses should care about net neutrality (see http://50.87.248.161/~wiseinsu/why-small-businesses-should-care-about-net-neutrality/). I wanted to revisit it because of a Wall Street Journal article posted on Monday, January 5th which stated Republicans in Congress are working on plans to fight the FCC’s rules on net neutrality. The FCC had to revisit the work they were doing on net neutrality after President Obama made a speech calling for a free and open internet available to all.
In case you missed it, House Bill 2305 was passed by the Texas Legislation on June 14, 2013. It goes into effect on March 1, 2015 and it does away with the familiar inspection sticker most Texas drivers are accustomed to receiving when we have our cars and trucks inspected each year. The goal, starting March 1st is to combine inspection sticker with our vehicle registration sticker.
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