Lake Highlands insurance agents Archives - Page 5 of 29

Texas Car Insurance for Uber and Lyft Drivers

Sheri dipped her toe in the sharing economy a couple of weeks ago when she downloaded the Uber app to her phone and arranged for a ride home from work while the car was in the shop. Since it was a non-peak time, the rate was incredibly affordable and it could not have been easier to arrange. We were both excited by her positive experience. I’m also excited to report Texas car insurance companies are finally providing affordable policies for Uber and Lyft drivers, as well as their passengers.

Home Insurance and the Disappearing Back Yard

Homeowner’s in Frisco finds themselves caught between a rock and a hard place as they wait for their homeowners association and neighborhood developer to decide who’s responsible for the collapsing slope behind his home. It also raises a question of what their home insurance policy covers and doesn’t cover.

An Update on Driverless Cars and Car Insurance

The National Highway Traffic Safety Administration (NHTSA) sent a letter to the head of Google’s self-driving car program on February 4th stating according to federal safety standards, a self-driving or autonomous vehicle’s software could be considered a “driver.” This announcement, along with a couple of other items that have come to light in the past few weeks provide an interesting perspective on autonomous vehicles and car insurance.

Misleading Home Insurance Offer Letters

Sheri’s and my home insurance renews in March. Over the past few weeks, we’ve received a number of offer letters from insurance agents with a variety of companies. All of them offer what appears to be huge savings. If I were not an insurance agent, I would be very interested, however, I am an insurance agent and I know what I’m looking at when I read these offer letters. The savings they promise really is too good to be true!

How Do Car Insurance Companies Handle Uninsured Motorist Claims

How do car insurance companies handle claims when one of their clients are struck by a driver who doesn’t have car insurance? Most people never think about this, but I see it several times a year as the Dallas / Fort Worth area has historically had the highest percentage of drivers without car insurance, or uninsured motorists, in Texas. The only time most people think about this after they’ve been hit by an uninsured driver.

Demolition, Debris Removal and Home Insurance

Over the past five weeks, I’ve written about home insurance topics related to the tornadoes that hit north Texas on December 26th including picking the right roofer or contractor, claim steps, important coverage in the event of a total loss, how claims are paid and why a home inventory is invaluable after a major claim. I felt it appropriate to end this series with a look at two things home insurance covers which are factored into the home’s dwelling value that most homeowners don’t think about, demolition and debris removal.

Texas Car Inspection Changes for 2016

House Bill 2305 was passed by the Texas Legislation on June 14, 2013 and went into effect on March 1, 2015. The bill did away with the familiar inspection sticker most Texas drivers were accustomed to receiving when we had our cars and trucks inspected each year. The goal, starting March 1st of last year was to combine the inspection sticker with our vehicle registration sticker.

Do You Have a Home Inventory?

On Saturday, December 26, the temperatures were unseasonably warm, due to the warm air flowing up from the Gulf. A cold front rolled in from the west late that afternoon to collide with the warm Gulf air and set off 11 tornadoes across north Texas which killed 11 people and damaged or destroyed over 1,200 homes and businesses in Red Oak, Garland, and Rowlett.

How Home Insurance Claims are Paid

I had an interesting question last week from a prospective client. I was explaining personal property coverage on the home insurance quote I’d prepared for them when they asked, “If my house burned down, the insurance company will write me a check for $X to replace all my personal property?”

Does Car Insurance Cost More or Less for Small Cars?

Is car insurance more expensive or less expensive for smaller car as compared to larger cars? This would seem to be an easy question to answer; the bigger the car, the more expensive it is. Therefore it must cost more to insure larger cars than smaller ones, right?!

Tag: Lake Highlands insurance agents

Texas Car Insurance for Uber and Lyft Drivers

Home Insurance and the Disappearing Back Yard

An Update on Driverless Cars and Car Insurance

Misleading Home Insurance Offer Letters

How Do Car Insurance Companies Handle Uninsured Motorist Claims

Demolition, Debris Removal and Home Insurance

Texas Car Inspection Changes for 2016

Do You Have a Home Inventory?

How Home Insurance Claims are Paid

Does Car Insurance Cost More or Less for Small Cars?

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