I’ve had the pleasure of working with a number of Dallas / Fort Worth area business owners with their commercial car and truck insurance. We’ve written cars, pickup trucks, cherry pickers, and even cement mixers. It’s always interesting to determine what insurance company will provide the best coverage and the best rate.
Two seconds. That’s how long it takes for a child to drown. One Mississippi, two Mississippi and your life could be changed forever. Even if you don’t have a swimming pool, chances are you and your child(ren) will visit someone who does or you’ll join friends and family for an outing on a lake, river or at the ocean this summer.
Over the past several weeks, I’ve had discussions and quote requests from 4 small business owners in the Dallas / Fort Worth area. Each of them is living the dream having started and building a successful small business through all of the hard work and long hours it takes to build a successful company. Each of the businesses are in different industries, but what was remarkable is their similarity as it related to their commercial insurance. Their commercial insurance coverage didn’t adequately protect them.
Unless you’ve totally unplugged from all news media and the internet over the past week, you’ve heard of the Heartbleed bug. The Heartbleed bug (it’s not a virus) is a vulnerability in the OpenSSL library, the software that makes your website and other sites secure when a person is reviewing banking records, making a purchase from your company, or updating their information or method of payment in their on-line account.
On the afternoon of April 17, 2013 a fire broke out at the West Fertilizer Company in West, Texas, a town located a little more than an hour’s drive south of Dallas and Fort Worth on Interstate 35. The first responders to the fire included 10 members of the West Volunteer Fire Department, along with 2 other people who pitched in to help. At 7:50 that evening, an explosion rocked the West Fertilizer Company killing 15 people including the 12 people who responded to the fire and injuring about 200 people in town.
On a day in September with a clear blue sky over New York City where most people were going about their day dropping kids off at school, getting to work, and tackling the tasks on their to do lists, our lives were forever changed. American Flight 11 and United’s Flight 175 crash into the twin towers roughly 14 minutes apart. 37 minutes later …
North Texas was hit by an ice storm about two weeks ago. Rain fell and froze then built up on trees and powers lines until weight won out and lines began to snap. The storm led to power loss for over 270,000 people with no numbers reported on the impact to small businesses.
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