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Tag: Lake Highlands car insurance

Unethical Insurance Agent Practices

A few weeks ago, an insurance broker made the national news. His name is Jerry Goldman and he was the insurance broker for Tom Hanks and his wife Rita Wilson. Goldman pleaded guilty to mail fraud for overcharging Hanks and Wilson hundreds of thousands of dollars in excess premiums. Over a 13 year period, Jerry Goldman inflated premiums as much as 600% and presented phony invoices to hide the overcharges. He was sentenced to 27 months in prison and ordered to pay about $840,000 in restitution.

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Usage Based Car Insurance

When I talk with someone about Texas car insurance I cover a number of items with them including the kind of vehicles they have, who drives which one, and how the cars are driven (see http://50.87.248.161/~wiseinsu/what-type-of-driver-are-you/). Add to this data a person’s credit or insurance score along with their accident and ticket history and I’m able to provide any Texan with an accurate car insurance quote.

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Distracted Driving and Google Glass

About two weeks ago, Cecilia Abadie of Temecula, California, was issued a speeding ticket by a California Highway Patrolman. That’s not unusual, but what followed may be the first ticket of its kind in the country. The CHP officer noted Abadie was wearing Google Glass and gave her a second ticket which is usually reserved for drivers who may be distracted by a video or TV screen.

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Credit’s Impact on Your Insurance

I was helping a new client with his home insurance earlier this week. I’d made the final modifications to the application and sent it to him to be electronically signed. We reviewed it together by phone and he wanted to ask a couple of questions about a notice on the last page of the application. The notice mentioned he had not received the “best” pricing due to a couple of items that were returned on his insurance score including inquiries.

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Where are The Worst Drivers in Texas?

Allstate Insurance Company recently released their annual list of cities with the best and worst drivers. Sadly, no city in Texas was included in the top 10 list for best or safest drivers. The only good news is no city in Texas made it in the top 10 of worst drivers either.

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Car Insurance and New Car Cost

More people are buying new cars as we continue to see the U.S. economy slowly improving. These new car buyers are replacing older cars that they’ve driven longer. Another factor that’s helped people move forward with new car purchases are the low interest rates we’ve enjoyed the past several years.

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What Kind of Car Insurance Covers a Fire?

You’re driving your new car on LBJ freeway in Dallas, headed to D/FW Airport to catch a flight out of town. You smell smoke and notice people are looking at you funny and maybe even waving as they pass. Your car loses power but you’re able to locate a safe place to pull over. Your car’s on fire! You grab your cell phone, dial 911, and wait for the Dallas Fire Department to arrive.

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Changes to the Texas Move Over Law

The Texas State legislature passed the original Move Over law in 2003. It was designed to protect all law enforcement officers, emergency vehicles, and first responders from being struck by a driver when working on the side of a road or highway. The law requires any driver approaching a stopped emergency vehicle with lights activated to slow down or move over one lane.

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Dallas County Tops in Texas with Uninsured Drivers

The Texas Department of Insurance recently released a report detailing the number of people driving without coverage. The good news is the number of Texans driving without car insurance is still lower than it was a few years ago when it was over 20% of all Dallas drivers. The current figures show 1 in 6 people on Dallas roadways don’t have car insurance and this number is even higher than it was last year.

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Legalized Marijuana, DUI, and Car Insurance

In November of 2012, the states of Colorado and Washington voted to legalize recreational marijuana usage. People can now legally possess up to one ounce of marijuana if they’re over 21. They may also legally grow up to six plants for personal use; however, they may not legally smoke in public places such as parks or on sidewalks.

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