insurance companies Archives - Wise Insurance Group

Drone Insurance

Drone, or unmanned aerial vehicles (UAV) have made a huge splash in the news over the last year. Amazon has discussed using them for local delivery, one landed on the White House lawn, as well as, their war time use in the Middle East. The commercial uses for drones are seem almost endless as people imagine how they can be utilized. Hollywood has won approval to use them for filming movies, farmers believe they can be used to check on crops, as well as administer fertilizer and insecticides more efficiently and utility companies want to use them to check power lines. Insurance companies are planning to use drones in disaster response situations.

Third Party Parts and Car Insurance Claims

A client called me last month to discuss an accident he’d had and filing a car insurance claim. He’d backed into an object visiting a family member on a trip and damaged the bumper and one of the brake light kits on his car. I provided him with the information he needed to initiate the claim and transferred him to the claims department with his car insurance company.

Home Insurance and Lawsuit Restrictions

Larry Taylor, a Texas State Senator from Friendswood, introduced a bill to restrict homeowners’ ability to sue insurance companies over unpaid claims. The Senate passed his bill last Wednesday in a 21 to 10 vote, and it’s headed to the House to be voted on. If approved it, the bill will go to Governor Abbott to sign or veto it.

Two Texas Legislative Bills I Want Passed

Most Texans give little thought as to what’s happening in any given legislative session in Austin. After all, how does it impact me or what can I do seem to get in the way of work, raising kids, and being with family and friends. I understand, but you might be surprised that when we do speak up, we may just be heard and cause the very change we seek.

Impact on Home Insurance by Exterior Walls

One of the questions I’m asked by realtors, mortgage originators, and home buyers is what do I think the home insurance is going to cost

Roofs and Home Insurance

Roofs are one of those things that keeps coming up when I talk with people about home insurance in Texas. This is because roofs impact homeowners and home buyers in so many ways: they can cause the home insurance to cost more, cost less, or impact it in how a weather related claim is paid (see http://50.87.248.161/~wiseinsu/home-insurance-roofs-impact/).

Home Insurance for Homes with Issues

Several times a year, I receive a call from an individual or family member who’s very anxious. They’ve found their dream home in north Texas, put their earnest money down, and ordered the inspection. The inspection outlines an issue and they find out days or a week before closing from their insurance agent that this issue prevents them from getting home insurance.

Car Insurance: When Should Your Kids Have Their Own?

My friend’s son graduated from Texas A&M University and moved to Dallas to begin working with a company in the Las Colinas area. As the mom and I discussed the policy, I asked her how long she planned to leave her son on their car insurance policy. She and her husband were thinking about “encouraging” him to get his own policy now that he’s on his own. In response, I asked her if she’d like to know what I recommend all my parents who are facing the same decision.

Commercial Insurance and Terrorism Coverage

On a day in September with a clear blue sky over New York City where most people were going about their day dropping kids off at school, getting to work, and tackling the tasks on their to do lists, our lives were forever changed. American Flight 11 and United’s Flight 175 crash into the twin towers roughly 14 minutes apart. 37 minutes later …

Legalized Marijuana, DUI, and Car Insurance

In November of 2012, the states of Colorado and Washington voted to legalize recreational marijuana usage. People can now legally possess up to one ounce of marijuana if they’re over 21. They may also legally grow up to six plants for personal use; however, they may not legally smoke in public places such as parks or on sidewalks.

Tag: insurance companies

Drone Insurance

Third Party Parts and Car Insurance Claims

Home Insurance and Lawsuit Restrictions

Two Texas Legislative Bills I Want Passed

Impact on Home Insurance by Exterior Walls

Roofs and Home Insurance

Home Insurance for Homes with Issues

Car Insurance: When Should Your Kids Have Their Own?

Commercial Insurance and Terrorism Coverage

Legalized Marijuana, DUI, and Car Insurance

Personal

Life

Business

Professional Liability

Follow Us

Newsletter