Tag: Insurance claims

Hail Storms and Insurance Claims

Hail season arrived in north Texas early this year with a storm which swept across north Texas from Justin to McKinney. The hail was from softball to golf ball size with the larger hail occurring around the Denton area and becoming smaller as it traveled toward McKinney. Initial estimates will be forthcoming in a few days, but I expect the insurance claims to be significant given the size of the hail and how widespread the storm was. I received several calls, text and email messages from clients affected by Sunday night’s storm. Let’s review what to do in handling an insurance claim after such a storm.

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Texas Home Insurance Claims

Texas home insurance rates continue to climb and remain the highest in the country. There are two broad reasons most insurance companies give for our high rates; weather and increases in the cost of claims. With that in mind, I thought it was time to revisit the top four home insurance claim types, as well as where they are occurring geographically.

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Looking Back at the North Texas Ice Storm

North Texas spent last weekend digging out from the previous week’s ice storm. The sun finally came out and we got above freezing allowing the ice to melt. By the middle of the week, power was restored to most people, schools were in session, people were working, and the roads were clear.

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Surviving the next Texas Ice Storm

Winter came early to north Texas last week when the rain turned into sleet and the temperatures plummeted 50 degrees from Wednesday’s high of 80. The ice built up on all surfaces including tree limbs and power lines. Some of the power lines snapped and others were ripped from poles when ice laden limbs broke off from trees and fell onto the already strained lines.

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The Ice Storm, Trees, and Home Insurance Claims

Thursday evening the rain and the temperatures fell as an arctic cold front came through Dallas, Fort Worth, and all of north Texas. Wet roads, power lines, trees, and shrubs began to accumulate ice. The ice built up, weighing down tree limbs and power lines causing them to sag. Limbs snapped from the weight of accumulated ice in the early hours of the morning sounding like rifle shots and landing with thumps in yards, on cars, and on rooftops.

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