Tag: Houston home insurance

Hurricane Season Insurance Review

Sheri and I visited family in Alabama over the Memorial Day weekend. We all watched the weather reports on sub-tropical storm Alberto as it turned north in the Gulf and headed toward the Florida panhandle and Alabama. It serves as an excellent reminder that hurricane season officially begins on Friday, June 1 and runs through the end of November. With that in mind, let’s review home insurance and remember a hurricane or named storm can impact central and north Texas residents as easily as it does our coastal neighbors. Specifically, I’ll address two key areas of your home insurance policy to review along with two other related policies.

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Insurance for Personal Property in Storage

What kind of insurance policy is needed to protect personal property or contents while it’s in storage? This was the question a friend of mine texted me the other day. She put her home on the market and received an excellent offer within a few days, however her new home won’t be finished for another couple of months.

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Home Insurance and Named Perils vs All Risk Policies

I was talking with a person the other week about home insurance. They asked whether the policy I had proposed was a named peril or all risk, or open peril, policy. It’s an excellent question and one we should delve into to expand on last week’s post, The Three Home Insurance Form Types (see https://wiseinsurancegroup.com/three-home-insurance-form-types/).

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