Highland Park home insurance Archives - Page 9 of 10

Texas Home Insurance vs These 10 States

For the last 10 years, Texans have had the ignominious distinction of paying the highest or second highest home insurance rates in the nation. This year, we caught a break and are currently number three with an average annual premium of $1,625. Florida beat us out to take the top spot with an average annual premium of $1,991 followed by Louisiana with an average annual premium of $1,722 according to Value Penguin for 2015. Rounding out the top five were Mississippi ($1,451 a year) and Oklahoma ($1,428 a year).

Home Insurance and Gas and Water Lines

A friend of mine called me a couple of weeks ago. She and her husband recently bought their first home together in east Dallas and are remodeling it. They smelled gas and called Atmos Energy who discovered a leak in the gas line between the meter and their home. She wanted to know whether her home insurance policy covered the repair of the gas line.

More Home Insurance Options

No home policy covers everything, so options allow people to tailor their policy to meet their specific needs by adding the coverage they need, but not paying for coverage they don’t need. Here are 5 more options worth knowing about.

Home Insurance Options Continued

Last week, I introduced 5 home insurance options home owners should consider, but that barely scratches the surface. Depending on the insurance company, there may be up to 2 dozen options, and what would life be without options?! Since no home policy covers everything, these options help tailor the coverage of a policy to the individual needs of each home owner. Here are 5 more options worth knowing about!

Home Insurance Coverage Options

What would life be without options? Most people assume that all home insurance policies provide the same coverage, or that they cover everything that could potentially happen to a home. They don’t. Due to differences in policy types and what insurance companies provide as standard coverage, there are several options I recommend to most home buyers or owners.

Home Insurance Deductibles

Texas home insurance policies are divided into sections. The first section outlines four core property coverage items (see http://50.87.248.161/~wiseinsu/home-insurance-core-property-coverage/). Last week, we looked at the second section which outlines liability coverage, or coverage that protects you if something happens to someone in your home or on your property (see http://50.87.248.161/~wiseinsu/home-insurance-liability-coverage/). This week, we’ll continue this by looking at policy deductibles.

Why Should You Have an Insurance Review?

When was the last time you thought about your insurance? Any kind? Most people don’t think about insurance, whether car, home, or business, except at different times including the purchase of a new car or adding a teen driver, buying a home, when a baby arrives, or when starting or growing a business. Some people may think about their insurance when it renews, and everyone thinks about it if when they have a claim.

Home Insurance and Liability Coverage

Texas home insurance policies, like policies in most other states, are divided into sections. The first section outlines the core property coverage, which I introduced last week (see http://50.87.248.161/~wiseinsu/home-insurance-core-property-coverage/). The second section outlines the policy’s liability coverage which is designed to protect the homeowner financially if something happens in the home or on the property.

Home Insurance Core Property Coverage

All Texas home insurance policies are divided into sections. These sections outline the level of coverage for property coverage, liability, what coverage is included, and what options may have been selected. Over the next few weeks, we’ll take a look at each of these. This week, we’ll focus our attention on property coverage.

Social Media Do’s and Don’ts

Did you watch the Sugar Bowl on January 1st? In between the game played by Alabama and Ohio State, was an entertaining series of commercials from Allstate. Mayhem, the trouble making character, discovers a couple, Matt and Shannon, has posted on their Facebook page they are out of town and attending the Sugar Bowl game in New Orleans. Mayhem takes the opportunity to break into the couple’s home and proceeds to sell all their earthly belongings.

Tag: Highland Park home insurance

Texas Home Insurance vs These 10 States

Home Insurance and Gas and Water Lines

More Home Insurance Options

Home Insurance Options Continued

Home Insurance Coverage Options

Home Insurance Deductibles

Why Should You Have an Insurance Review?

Home Insurance and Liability Coverage

Home Insurance Core Property Coverage

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Business

Professional Liability

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