Tag: general liability

Commercial Insurance for Builders and Trades

I work with several builders in the Dallas area of differing sizes. Some remodel homes, some build new and custom homes, while others finish out commercial office space. Regardless of the differences in the work they do, they all share several things in common when it comes to their commercial insurance.

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An Introduction to Insurance for Non-Profits

I’m working with a small Dallas area non-profit organization on their insurance. They work with kids on a variety of issues pre-teens and teens face; family, school, bullying, and the difficult transitions many of us faced from elementary to middle school, and then again moving on up into high school. I’ve thoroughly enjoyed learning about what they do and then helping the organization find the right insurance to protect it.

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Commercial Insurance and Excess Liability Coverage

I’ve been thinking a lot about ice cream lately, specifically Blue Bell ice cream. They’ve been in the news a lot since listeria bacteria was discovered in some of their ice cream products. Officials believe that Blue Bell ice cream contaminated with listeria is responsible for the deaths of 3 people in Kansas in the past year.

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When More Than One Type of Liability Coverage is Needed

I’m working with a Dallas area consulting firm which has experienced explosive growth over the past year in terms of both people and revenues. They are negotiating a lease for their first office space and will move out of the owner’s home in the coming months. It’s a very exciting time for them involving a lot of moving pieces, insurance being one of them.

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Do You Have a Data Breach Response Plan?

Businesses have all kinds of plans; marketing plans, strategic plans, safety plans, sales plans, production plans, staffing plans, and even cash management plans. But do you have a data breach plan? If we’ve learned anything over the past 7 months, data breaches do occur, and they seem to be occurring at a faster rate than ever before.

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Factors That Impact Commercial Car & Truck Insurance Rates

I’ve had the pleasure of working with a number of Dallas / Fort Worth area business owners with their commercial car and truck insurance. We’ve written cars, pickup trucks, cherry pickers, and even cement mixers. It’s always interesting to determine what insurance company will provide the best coverage and the best rate.

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Do You Have the Right Commercial Insurance?

Over the past several weeks, I’ve had discussions and quote requests from 4 small business owners in the Dallas / Fort Worth area. Each of them is living the dream having started and building a successful small business through all of the hard work and long hours it takes to build a successful company. Each of the businesses are in different industries, but what was remarkable is their similarity as it related to their commercial insurance. Their commercial insurance coverage didn’t adequately protect them.

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Cyber Liability Insurance for Small Businesses

Unless you’ve totally unplugged from all news media and the internet over the past week, you’ve heard of the Heartbleed bug. The Heartbleed bug (it’s not a virus) is a vulnerability in the OpenSSL library, the software that makes your website and other sites secure when a person is reviewing banking records, making a purchase from your company, or updating their information or method of payment in their on-line account.

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Special Event Insurance Policies

The floor for the Final Four is laid and ready at AT&T Stadium, the home of the Dallas Cowboys. Additional seating has been added, the concert venue has been prepped and the countdown to the tip off for the NCAA’s Final Four is well underway. College basketball’s flurry of activity to crown a national champion is one of the biggest sporting events of the year, only rivaled by the NFL’s Super Bowl.

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