Tag: Garland insurance

How Does Credit Impact the Cost of Your Insurance?

How would you like to pay less for your home and car insurance? I don’t know of anyone who wants to pay more than they need to! Most people I talk with realize paying less for their insurance is attainable simply by improving your credit, or insurance, score. People with good credit pay less for their insurance than someone with not so good credit.

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Personal Liability Insurance and Umbrella Policies

I was talking with a prospective client the other day who’s asked us to review her home and car insurance. She’s been with the same carrier for over 10 years and wants a second opinion on whether she’s paying more for her insurance than she should. After asking questions about her home, car, and driving habits, I asked her if her annual income was more than $125,000. That, combined with a few details she shared indicated she should probably consider an umbrella policy. Let’s review what one is, the additional coverage it provides, and who should consider such a policy.

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Camper and RV Insurance Rating Factors

The cost of camper and RV insurance depends on a number of factors which can be grouped into 3 broad categories. These include what kind of camper or RV you have, driver related factors, as well as what kind of coverage you carry. Let’s take a look at each of these as a follow up to last week’s post, Camper and RV Insurance Coverage (see https://wiseinsurancegroup.com/camper-rv-insurance-coverage/).

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