Imagine with me three different scenarios. I’m sure you may identify with one of these examples! You’re hosting a dinner for friends. You need one last item from Whole Foods so you give some money and your car keys to one of your guests and ask them to get it for you. The store’s only two minutes away. What could go wrong?
One of the questions I’m asked about a home policy is whether or not it has foundation coverage. If you’ve lived in the Dallas / Fort Worth area, or many other parts of Texas, you know our soil moves. This seems to affect north Texas more than any other part of the state. The reason is our homes are built on “blackland prairie.” This is an ecoregion that runs from the Red River to San Antonio. The soil has a high clay content that contracts and expands. This “soil movement” can either …
We started up in short sleeves and added layers as we climbed to our camp site. I brought up the rear playing with the camera on my iPhone (it weighs a lot less than my 35mm Canon) and was truly enjoying myself when I found myself thinking about how heading up an insurance agency was not very different from what I was doing at that moment. Here are the first three lessons I learned on that hike.
?Christmas is over. The decorations are put away, the tree dropped off at Home Depot for recycling, and 2013 has arrived. If you watched any TV in the past 48 hours you probably noticed a lot of commercials about weight loss and quitting smoking, two of the more popular resolutions every year. Many people make resolutions prior to ringing in the New Year. Other’s don’t make resolutions and argue we should set goals and objectives instead. My belief is whichever method works for you is the right one!
Last week’s blog, “Gap coverage, an important option to have,” examined an optional coverage that can be added to most car insurance policies. Here’s a link just in case you missed it, http://50.87.248.161/~wiseinsu/gap-coverage-a-valuable-option-to-have/. A new car loses 11% of its value the minute you drive it off the lot and 15% to 25% each year thereafter for the first 5 years. GAP coverage can be a financial life saver. While that’s helpful for your loan and your wallet, it doesn’t really get you a new car.
?Early in my career I met with a client to review the changes we’d made to her homeowner’s policy. She’d completed a remodeling project so we updated the amount of coverage on her home. She gave me a tour of her home and then we sat down at the dining room table to review the policy changes. There were 4 beautiful paintings hanging on the walls and I asked her if they were originals. With pride, she beamed they were. The value of the paintings was about $32,000.00. We had discussed everything else except the artwork.
My TreeHouse was born out of a trip where Patti, along with two other “supporters”, accompanied a friend who was adopting a 9 month old girl from China. The new mom was stepping into the uncharted waters of being a single mother, with an adopted daughter, and building a family overnight.
?Buying a new car can be an exciting experience. You do the research, take test drives, and handpick every option to make it truly YOUR car. You’ve even made it through the finance office. Now it’s time to drive it off the lot. It’s yours! You post pictures on Facebook, tweet pictures of your new ride and even offer to drive coworkers to lunch so they can smell the “new car” smell! You are loving it!
Two weeks ago, we looked at the importance of having a home inventory. Having one helps any insured renter or homeowner be fully and accurately reimbursed for their contents if they’ve been burglarized or experience a loss from a fire or natural disaster. We followed up that post with what to do if you’ve been broken into. Avoiding being broken into is better yet.
Here are 14 steps you can take to reduce your odds of being burglarized by making it harder for a burglar, as published by the Dallas Police Department.
Do you feel like your life is going nowhere? You feel like an empty shell and each day is a repeat of the last? Or maybe your life is running 100 miles an hour but it seems like it’s headed in the wrong direction and you’re unable to put on the brakes or change direction?
Maybe the prince charming or fairy princess you thought you’d married 10 or 20 years ago really did turn out to be the frog and you feel trapped in a dull, emotionless marriage without a flicker of passion? The relationship that once stirred your soul now barely stirs your morning coffee?
Could it be that you’re once again on the verge of incredible success but you’re sabotaging your own success because you don’t feel worthy? Or maybe life’s good and has been rocking along but it’s time for the 60,000 mile checkup?
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